| Asia |  Australia, Brunei, Cambodia, China, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Myanmar, New Zealand, Philippines, Singapore, Taiwan, Thailand and Vietnam

| Worldwide | All destinations excluding Cuba, Iran, Syria, North Korea, Crimea Region, Donetsk People’s Republic (DNR) Region or Luhansk People’s Republic (LNR) Region

Notice

Latest announcement:   If you have already purchased “TravelWise” Insurance Protection Plan, please click here for further information.

Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG Travel’s ability to provide certain travel-related assistance services, for travel to, from or within the affected areas.

Important Notice: COVID-19 is a foreseen or known event. For more details, please click here.

Purchase Annual Travel Insurance for your journey in Asia from AIG to enjoy an instant 15% discount!

Purchase AIG TravelWise Insurance – Annual plan online and enter the discount code【AS15AN】​​ to enjoy an instant 15% discount*, annual premium as low as HK$1,576/year, with coverage up to HK$1,200,000!

Get protected by AIG TravelWise Annual Plan for both big and small trips. Our affordable Asia travel insurance provides comprehensive coverage, safeguarding you against losses due to journey cancellation, personal accident and personal effects coverage.  

TravelWise is now enhanced with COVID-19 coverage, such as extra emergency overseas medical expenses and journey cancellation, if you are diagnosed with COVID-19. Secure your coverage now!

One policy, unlimited cover for the year

Say goodbye to multiple policy purchases! With just one policy, you're covered for all your Asia travel adventures over the next 12 months. No more hassle of buying multiple policies!

With COVID-19 coverage

Apart from the basic coverage, TravelWise is now enhanced with COVID-19 coverage, such as extra emergency overseas medical expenses and journey cancellation. 

✔ Journey cancellation cover-up to HK$15,000

✔ Journey curtailment cover - up to HK$15,000

✔ Medical expenses, emergency medical evacuation &

repatriation of remains – up to HK$1.2M

China Assist Card - receive medical treatment with no delay

✔ China Assist Card provides Hospital Admission Deposit guarantee in designated hospital in Mainland China. 

 

*For the full benefit table, please refer to our TravelWise Policy Wording or TravelWise Summary.
*Only applicable to customers who successfully purchase via http://www.aig.com.hk. The promotion offer is subject to Terms and conditions.

Select Your Plan

Core Benefits Basic Plan Standard Plan Deluxe Plan
Maximum Benefits (HKD)
Emergency Medical Expense and Assistance - Medical Expenses
Emergency Medical Expenses and Assistance - Emergency Medical Evacuation
Emergency Medical Expenses and Assistance - Repatriation of Remains
Emergency Medical Expenses and Assistance - Overseas Hospital Cash
Personal Accident - Accident while in a common carrier
Personal Accident - Other accidents
Emergency Medical Expenses and Assistance - Compassionate Visit X
Emergency Medical Expenses and Assistance - Child Guard X
Personal Liability X
Personal Effects - Baggage & Personal Effects X
Personal Effects - Personal Money X
Personal Effects - Travel Documents X
Delay Coverage - Travel Delay X
Delay Coverage - Baggage Delay X
Credit Card Protection X
Loss of Income Benefit X X
Journey Cancellation X X
Journey Interruption X X
Loss of Home Content X X

COVID-19 Coverage

COVID-19 Coverage Basic Plan Standard Plan Deluxe Plan
Maximum Benefits (HKD)
Emergency Overseas Medical Expenses, Emergency Medical Evacuation & Repatriation and Repatriation of Remains if You are diagnosed with COVID-19 while traveling overseas
Journey Cancellation if You or Your Immediate Family Member are diagnosed with COVID-19 prior to departure from Hong Kong
Curtailment Expenses if You or Your Immediate Family Member are diagnosed with COVID-19 while traveling and need to return to Hong Kong earlier than planned
Out-of-country COVID-19 Diagnosis Quarantine Allowance if while on a Journey, You are diagnosed with COVID-19 and is unexpectedly placed into mandatory Quarantine outside Hong Kong X

Optional Benefits

Optional Benefits Maximum Benefits (HKD)
Golf Protection - Golf Baggage
Golf Protection - Hire Golf Equipment
Golf Protection - Loss of Green Fees
Cruise Vacation - Additional Journey Cancellation and Interruption
Cruise Vacation - Cruise Cancellation and Interruption
Cruise Vacation - Excursion Tour Cancellation
Cruise Vacation - Satellite Phone Fee
Scuba Diving - Dive Tour
Scuba Diving - Equipment Hire

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

 

Core Benefits Basic Standard Deluxe
Maximum Benefits (HKD)

1(a). Emergency Medical Expense and Assistance - Medical Expenses

$500,000 $800,000 $1,000,000

1(b). Emergency Medical Expenses and Assistance - Emergency Medical Evacuation

Unlimited Unlimited Unlimited

1(c). Emergency Medical Expenses and Assistance - Repatriation of Remains

Unlimited Unlimited Unlimited

1(d). Emergency Medical Expenses and Assistance - Overseas Hospital Cash

$5,000 $5,000 $5,000

1(e). Emergency Medical Expenses and Assistance - Compassionate Visit

X $30,000 $30,000

1(f). Emergency Medical Expenses and Assistance - Child Guard

X $30,000 $30,000

2(a). Personal Accident - Accident while in a common carrier

$500,000 $1,000,000 $1,200,000

2(b). Personal Accident - Other accidents

$250,000 $500,000 $600,000

3. Loss of Income Benefit

X X $30,000

4(a). Journey Cancellation

X X $20,000

4(b). Journey Interruption

X X $20,000

5(a). Personal Effects - Baggage & Personal Effects

X $8,000 $10,000

5(b). Personal Effects - Personal Money

X $1,500 $2,500

5(c). Personal Effects - Travel Documents

X $10,000 $30,000

6(a). Delay Coverage - Travel Delay

X $1,500 $2,000

6(b). Delay Coverage - Baggage Delay

X $600 $800

7. Personal Liability

X $2,000,000 $2,000,000

8. Credit Card Protection

X $20,000 $20,000

9. Loss of Home Content

X X $3,000

COVID-19 Coverage

COVID-19 Coverage Basic Plan Standard Plan Deluxe Plan
Maximum Benefits (HKD)
Emergency Overseas Medical Expenses, Emergency Medical Evacuation & Repatriation and Repatriation of Remains if You are diagnosed with COVID-19 while traveling overseas HK$300,000 (Aged below 70; HK$150,000 for aged below 17, 70 or above) HK$800,000 (Aged below 70; HK$400,000 for aged below 17, 70 or above) HK$1,200,000 (Aged below 70; HK$600,000 for aged below 17, 70 or above)
Journey Cancellation if You or Your Immediate Family Member are diagnosed with COVID-19 prior to departure from Hong Kong HK$2,000 HK$8,000 HK$15,000
Curtailment Expenses if You or Your Immediate Family Member are diagnosed with COVID-19 while traveling and need to return to Hong Kong earlier than planned HK$2,000 HK$8,000 HK$15,000
Out-of-country COVID-19 Diagnosis Quarantine Allowance if while on a Journey, You are diagnosed with COVID-19 and is unexpectedly placed into mandatory Quarantine outside Hong Kong X HK$100 / Day (Max. 14 days) HK$200 / Day (Max. 14 days)

Optional Benefits

Optional Benefits Maximum Benefits (HKD)

Golf Protection - Golf Baggage

$8,000

Golf Protection - Hire Golf Equipment

$6,000

Golf Protection - Loss of Green Fees

$3,000

Cruise Vacation - Additional Journey Cancellation and Interruption

$30,000

Cruise Vacation - Cruise Cancellation and Interruption

$50,000

Cruise Vacation - Excursion Tour Cancellation

$10,000

Cruise Vacation - Satellite Phone Fee

$2,000

Scuba Diving - Dive Tour

$15,000

Scuba Diving - Equipment Hire

$10,000

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

*This is for reference only and is subject to policy terms and conditions. 

Easy to claim

In the event of loss, written notice of claim should be given to us within thirty (30) days after the occurrence, except death claim which requires immediate notice in writing. You could find the whole process summary at below:

1

  Prepare required supporting documents / proof

2

  Fill the claim form

3

  Submit claim form and supporting documents in 30 days

4

  Review Claims & Approval

5

  Claims Settlement

For detailed claims procedure, please check travel claims procedure.

FAQs

As soon as you have confirmed your travel route and destination, you should consider purchasing travel insurance. The policy must be purchased before your journey commencement (before you leave an immigration counter in Hong Kong), travel insurance purchased after you departed Hong Kong is considered invalid.

If you need coverage for all your trips in Asia for the entire year, you can choose the TravelWise annual plan. TravelWise annual plan covers all your trips during the year while the trip must commence from Hong Kong with a maximum of 90 consecutive days per journey.

Both single-trip and annual plan provide coverages up to the age of 70. Family plan includes any married couple aged 17-70 and their child/children aged under 17.

All ages are determined based on age when the journey commences.

Yes, TravelWise travel insurance covers amateur high-risk sports, including hot air ballooning.

Please click "Quote Now" or refer to the “TravelWise Summary”.

Certainly, but you need to ensure that the entire journey (including both the exchange program and leisure activities) is covered under the travel insurance.

Please call our Emergency Assistance Team at (852) 3516-8699, available 24/7.

The effective date of policy is on November 20 counting from the time you leave Hong Kong Immigration counter.

In the event of loss, written notice of claim should be submitted to AIG Hong Kong within thirty (30) days after the occurrence , together with all relevant documents. 

In order to help us to deal with your claims, you should provide all the supporting documents to substantiate your claim. Complete documentation will prevent any delay in your claim assessment as additional time may be required to obtain the requisite information.

Upon receipt of sufficient documents, we will assess your claim accordingly. The result of your claim submission will be sent to you shortly.

For detailed claims procedure, please check travel claims procedure.

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