Overview

In the event the screen of your Product is damaged by Accident during the Period of Cover, rendering the screen broken or unusable, then you may obtain reimbursement from AIG HK for up to HK$1,000/HK$2,000 of the amount you pay to have the screen repaired or replaced.

Claim Process

To make a claim, a Customer must do the following:

a.      Take your phone to the Manufacturer’s Hong Kong Repair Centre and pay for the screen to be replaced or repaired within 14 days of the date of Accident

b.      Download the Claim Form here www.aig.com.hk/CMKAD and complete the details requested

c.       Email the following items to this address ew.hk@aig.com to submit your claim:

i)       Completed Claim Form

ii)       Original Receipt copy for the purchase of your Product

iii)      Service Report copy issued by Hong Kong manufacturer’s repair centre

iv)      Receipt for the the cost of repair or replacement copy

This information must be sent within 30 days of the Customer paying the Manufacturer’s Repair Centre to repair or replace the screen of the Product.

d.      You must provide the items in c) above, otherwise your claim cannot be processed

e.      AIG HK will send the Customer an SMS message within 3 working days of receipt of the information in c. above, informing the Customer whether or not your claim is approved. If the claims is not approved, the SMS will ask the Customer to contact AIG HK directly for further explanation.

f.        If approved, AIG HK will make the claim payment by sending a cheque to the Customer within 15 working days of the approval in (e) above.

Frequently Asked Questions

Accidental Screen Damage Cover” means the insurance cover for Accidental Screen Damage provided by AIG HK to a Customer as an automatic add-on to the warranty coverage provided by Cheung Mao Kee Electronic Company Limited (“CMK”) in relation to an Eligible Product (“Product”) from CMK.

The cover only applies if the screen of your product is damaged by Accident. In this context, Accident means an unexpected and unintentional external event (e.g. dropping it).

Accidental Screen Damage does not include:

i)  normal wear and tear to the Mobile Phone;

ii) damage resulting from fire,

iii) theft or misplacement of the Mobile Phone;

iv) damage resulting from reckless, abusive, willful or intentional misconduct associated with handling and use of the Mobile Phone; or

v) any resultant damage to the Mobile Phone that arises from one or more conditions described in (i) to (iv) above;

Commences on the date of the purchase of your Product and ends six (6) months or twelve (12) months from the date of your purchase, depends on the model, it will state on the receipt for the cover period.

In the event the screen of your Product is damaged by Accident during the Period of Cover, rendering the screen broken or unusable, then you may obtain reimbursement from AIG HK for up to HK$1,000/HK$2,000 of the amount you pay to have the screen repaired or replaced.

For this purpose, you must do the following:

a.    Take your phone to the Manufacturer’s Hong Kong Repair Centre and pay for the screen to be replaced or repaired within 14 days of the date of Accident

b.    Download the Claim Form here www.aig.com.hk/CMKAD and complete the details requested

c.    Email the following items to this address ew.hk@aig.com to submit your claim:

1. Completed Claim Form

2. Original Receipt copy for the purchase of your Product

3. Service Report copy issued by Hong Kong manufacturer’s repair centre

4. Receipt for the the cost of repair or replacement copy

d.    You must provide the items in c) above, otherwise your claim cannot be processed

No. You have to go to Hong Kong Manufacturer’s repair centre, with address printed on the CMK’s official receipt.

 

HK$1,000 or HK$2,000 , depends on the model, it will state on the receipt for the cover amount. This means we will only reimburse you for up to HK$1000/HK$2000 of the cost or repairing or replacing your screen. If the repair or replacement costs are more than this, you will not be reimbursed for the excess amount.

No. Accidental Screen Damage Cover only applies to one event of accidental screen damage.

You need to bring your damaged product for screen replacement or repair to the Hong Kong Manufacturer’s Repair Centre within 14 days of the date the accident occurred, otherwise your claim will not be covered.

Yes, this Accidental Screen Damage Cover operates on a reimbursement basis, meaning that you must pay for the repair or replacement first, required document for the claims states on Q.5

AIG HK will send you an SMS indicating that your claim has been approved. Cheque payment will be made by post to you soon after this.

If the screen of your Product is damaged by Accident and other parts of your Product are also damaged by Accident, then you will have to bear the costs of repair or replacement of the non-screen elements which have been so damaged. If, in these circumstances, you do not wish to pay for the repair or replacement of the non-screen elements and this renders it impossible to repair or replace the screen, then there will be no coverage for the screen under this Accidental Screen Damage Cover.

Note: These Frequently Asked Questions have been prepared and are provided by AIG Insurance Hong Kong Limited, the insurer which provides the Accidental Screen Damage cover. CMK has not provided any of the answers and does not hold itself out as being in a position to provide any answers in relation to the insurance coverage referenced in the above FAQs which is provided directly to the customer by AIG Insurance Hong Kong Limited.  

Terms and Conditions

The phone or tablet you have purchased from Cheung Mao Kee Electrical Company Limited (“CMK”) comes with Accidental Screen Damage Cover, which has been purchased for you by CMK from AIG Insurance Hong Kong Limited (“AIG HK”).

Period of Accidental Screen Damage Cover: Your Accidental Screen Damage Cover commences on the date of the purchase of your Product and ends six (6) months or twelve (12) months from the date of your purchase (“Period of Cover”).

Parties to the Accidental Screen Damage Cover: AIG HK is the insurer which covers the cost of repairing or replacing the screen of your Product in the event of Accidental Screen Damage. You are the insured, for these purposes. For any enquiry on the Accidental Screen Damage Cover, please e-mail AIG HK at ew.hk@aig.com. CMK’s only role is to pay the premium to AIG HK for this cover.

A.          In the event the screen of your Product is damaged by Accident (as defined in Section B below) occurring within the Period of Cover, rendering the screen broken or unusable, then you may obtain reimbursement from AIG HK for the cost you have paid for the repair or replacement of the screen, up to an amount of HK$1000 or HK$2000. The repair or replacement must be carried out by the repairer in Hong Kong (for there to be reimbursement hereunder). Further you must take your Product for repair or replacement by the repairer within 14 days of the date of Accident otherwise your claim will not be covered. For further details on the claims process see www.aig.com.hk/CMKAD

B.            To be eligible for a claim, the screen damage must have been caused by an Accident, meaning an unexpected and unintentional external event (e.g. dropping it) that arises from normal daily usage of the Product. Accidental Screen Damage does not include:

i)              normal wear and tear to the Product;

ii)             damage resulting from fire;

iii)            theft or misplacement of the Product;

iv)            damage resulting from reckless, abusive, willful or intentional misconduct associated with handling and use of the Product; or

v)             any resultant damage to the Product that arises from one or more conditions described in (i) to (iv) above.

C.            This Accidental Screen Damage Cover operates on a reimbursement basis, meaning that you must pay for the repair or replacement first and then you may claim reimbursement from AIG HK up to HK$1000 or HK$2000.

D.            Accidental Screen Damage Cover only applies to one event of screen damage.

E.            For the avoidance of doubt, Accidental Screen Damage Cover only covers the repair and replacement costs of the screen. There is no coverage whatsoever for any loss or damage to person or property, direct, consequential or incidental damages arising from the use of or inability to use the Product. Further Accidental Screen Damage Cover does not cover any defects which are subject to a manufacturer’s recall or which are covered under a manufacturer’s program or reimbursement.

F.             If the screen of your Product is damaged by Accident and other parts of your Product are also damaged by Accident, then you will have to bear the costs of repair or replacement of the non-screen elements which have been so damaged. If, in these circumstances, you do not wish to pay for the repair or replacement of the non-screen elements and this renders it impossible to repair or replace the screen, then there will be no coverage for the screen under this Accidental Screen Damage Cover.

G.           To be able to process your claim, you will have to provide i) a completed claim form, ii) a copy of your Original Receipt/Invoice or a written  confirmation of CMK for the purchase of your Product iii) a copy of the receipt for the cost of your repair of replacement; and iv) a copy of the repairer’s service report, to AIG HK within 30 days of having your Product repaired or replaced. You will also have to have a bank account with a Hong Kong authorised bank into which your reimbursement cheque can be deposited. Without these, you will not be able to make a claim. For further details on the claims process, please see here www.aig.com.hk/CMKAD

H.            Coverage for Accidental Screen Damage for a product ends either when i) you make a claim from AIG HK for Accidental Screen Damage and your screen is repaired or replaced: or ii) when the Period of Cover expires, whichever happens first.

I.              You appreciate that CMK makes no representations and offers no advice on the suitability of this coverage, nor does it hold itself out in any way to be in a position to provide such advice. Should you have any questions about the terms and conditions herein you should contact AIG HK, the insurer directly (e-mail provided above). This cover is automatically provided to you by AIG HK on your purchase of the Product (together with the transparent screen protector or case, as the case may be).

J.             You hereby acknowledge and agree that the serial number of your Product will be passed to AIG HK solely for the purposes of administering the Accidental Screen Damage Cover. For AIG Insurance Hong Kong Limited’s Privacy Policy, please see www.aig.com.hk/privacy-policy.

K             In the event of any discrepancy between the English and Chinese version of this document, the English version shall prevail.

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