Being hospitalized due to an accident or illness can be a worrying and costly experience. During hospitalization loss of income, credit card debts and daily expenses can soon mount up. This can create an extra burden on you and your family at a time when you need to focus on recovery.
Our daily hospital cash income plan provides additional coverage to your insurance plan, supporting you with daily cash allowance when hospitalized, with cover extending to stays in intensive care units or long-term hospitalization.
Our policy benefits can be used to help cover either medical or daily expenses.
With our add-on insurance plan, AIG offers a daily cash allowance that provides comprehensive support when staying in a hospital due to accidents or illness. For as little as HK$0.7 / day, you can receive a cash allowance of up to HK$1,300 / day to cover your expenses during hospitalization.
Hospital cash benefit is payable upon discharge. This includes stays in a local hospital for specified infectious diseases, including COVID-19.
*This is for reference only. For details of coverage, terms, conditions and exclusions, please refer to the policy wording.
In the event of loss, written notice of claim should be given to us within thirty (30) days of the occurrence or in the event of a death claim immediately where practicable. Our claim process summary is set out below:
The above is for reference only and does not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. AIG Insurance Hong Kong Ltd. reserves right of final approval and decision.
(The English version shall prevail in case of inconsistency between the English and Chinese versions).