Cover with flexible add ons

A lump sum payment should you suffer accidental death or disablement*. Plus reimbursement of medical expenses.

Need more cover!? Add on more! Simply choose what additional cover you may need. Top up with Daily Hospital Cover or Critical Illness Cover for a small amount extra to your premiums.

A little more cost for comprehensive cover for you and your family.

One-off Payment for Accidental Death or Disablement

Coverage from HK$100 a month*
Our plan provides you with a lump-sum payment for accidental death, dismemberment and permanent total disability within 12 months of an accident.

✔ Up to HK$1 million coverage
✔ Different levels of cover for you to select.

Reimbursement of medical expenses

We reimburse you for injuries sustained through an accident.

✔ Cover for outpatient, specialist, hospitalization expenses, surgical expenses
✔ We also reimburse Chinese bonesetters and acupuncturists expenses
with up to HK$1,500 per disability and HK$3,000 per policy year

Optional Benefit – Daily Hospital Income Cover

We know how worrying being hospitalized can be, for example loss of income or the expense of good medical care.

Top up your policy to include hospital income cover and we provide you with up to HK$1,000/ day coverage for each benefit including, daily hospital income benefit, intensive care unit benefit and long term hospitalization benefit. 

Optional Benefit – Critical Illness Cover

The sad truth is many of us will be diagnosed with a critical illness at some point in our lives, whatever age you are.

We cover 47 different critical illnesses that commonly occur amongst Hong Kong people including, major cancer, stroke, heart attack and kidney failure.

We provide a payment of 100% sum insured upon diagnosis of 44 of our covered critical illnesses. 

You can see our full list of coverage here.