$0 Excess
Lump Sum Cash Compensation
Reimbursement for Medical Expenses
Daily Hospital Cash
Critical Illness Compensation
*Premiums may vary, depending on coverage level and financial need.
| Core Benefit | Basic Plan | Premier Plan | Prestige Plan |
|---|---|---|---|
| Max. Coverage (HK$) | |||
| Cover 1 - Accidental Death & Disablement Coverage | $600,000 | $800,000 | $1,000,000 |
| Cover 2 - Accidental Medical Expenses (Per Accident) | $9,000 | $12,000 | $15,000 |
| Optional Cover - Double Protection for Accidental Death / Disablement in Greater Bay Area | $600,000 | $800,000 | $1,000,000 |
The examples above are for reference only. Actual expenses may change due to different medical service providers.
1
Fill the claim form
2
Prepare required supporting documents / proof
3
Submit claim form and supporting documents in 30 days*
4
Review Claims & Approval
5
Claims Settlement
You can purchase and pay online by clicking here in an easy and convenient way. We accept credit card (Visa & MasterCard).
You can submit a change request via our online platform. We will process your request as soon as possible.
We would like to make everything easy and simple for our customers, as well as policy cancellation. If you wish to cancel your policy, please contact our Customer Service via email, phone or online contact form, providing your policy number.
We will process your request within 30 days.
You will not be covered under this insurance if your job or the nature of your job is one of the following excluded classes: blaster, jockey, detective, stuntman, stevedore, fisherman, driver (cross-border between Hong Kong and Mainland China), test pilot, circus trainer, aerial worker, caisson worker, lift technician, building wrecker, driller-underground, wild animal trainer, secret service agent, container crane operator, construction site worker, dynamite/explosive operator and government/state disciplinary forces.
Yes, AIG SafeGuard® provides worldwide cover.
Anyone aged between 18 – 55 is eligible to apply.
AIG SafeGuard® is a flexible and affordable insurance product. You pay the premium monthly, instead of on a yearly basis.
Cover is provided up to the age of 65 years old.
Making a claim is easy. You only need to fill the claim form and submit it along with required documents within 30 days following an incident. We will review and settle your case as soon as we can.
We cover for 47 different serious illnesses. You can see our full list of coverage here.
If there is any change in your work nature, you should immediately inform AIG. The premium may be adjusted based on new occupation. If your occupation is changed to any excluded occupation, your personal accident insurance plan will be terminated on the next premium due date.
