| Insured Age | Silver Plan | Gold Plan | Diamond Plan |
| Monthly Premium (HK$) | |||
| 50-59 | 55 | 71.75 | 80 |
| 60-69 | 58 | 75.5 | 84.25 |
| 70-79 | 62.5 | 91.75 | 125 |
| 80-89 | 115 | 171 | 227.5 |
#For the full benefit table, please refer to our policy wordings.
Plan Coverage
- Personal Accident Cover
- Travel Accident Cover
- Lifestyle Cover
| Cover | Silver Plan | Gold Plan | Diamond Plan |
| Personal Accident Cover | Max. Coverage (HK$) | ||
1. Accidental Death and Permanent Disablement (Sum Insured is 50% for Insured Persons aged 70 years and above) |
$100,000 | $200,000 | $300,000 |
2. Additional Accidental Death and Permanent Disablement Payout While Riding on Public Transport (Sum Insured is 50% for Insured Persons aged 70 years and above) |
$100,000 |
$200,000 | $300,000 |
3. Accidental Medical Expenses (Sum Insured is 50% for Insured Persons aged 70 years and above) - Subject to 10% deductible - Sub-limit: Chinese Medicine Practitioner, Physiotherapist and Chiropractor Treatments |
$150 Per Day Per Visit, |
$250 Per Day Per Visit, |
$250 Per Day Per Visit, |
| 4. Fractures -Subject To Table of Fractures |
$10,000/ Accident | $20,000/ Accident | $30,000/ Accident |
| 5. Hospital Companion Bed Expenses | Up To $200/Day (Max. 31 Days/Accident) |
Up To $200/Day (Max. 31 Days/Accident) |
Up To $200/Day (Max. 31 Days/Accident) |
| 6. Nursing Care -Benefit is Payable for at Least 7 Consecutive Days of Hospitalization per Accident |
Up To $500/Day, 7 Days Per Accident (Max. $10,000/Year) |
Up To $500/Day, 7 Days Per Accident (Max. $20,000/Year) |
Up To $500/Day, 7 Days Per Accident (Max. $30,000/Year) |
| 7. Trauma Counselling Benefit |
Up To $1,000/Visit (Max. $5,000/Year) |
Up To $1,000/Visit (Max. $10,000/Year) |
Up To $1,000/Visit (Max. $15,000/Year) |
* The above information provides an overview of the benefits covered in each plan. Please refer to the policy documents for complete terms and conditions and exclusions. If there is any inconsistency, the terms and conditions in the policy shall prevail. Please read the Terms & Conditions carefully before applying for insurance.
| Cover |
Silver Plan | Gold Plan | Diamond Plan |
| GBA Travel Accident Cover for the Senior | Max. Coverage (HK$) | ||
1. Emergency Assistance Services By Travel Guard: - 24-Hour Assistance Hotline - Emergency Medical Evacuation Expenses - Repatriation Expenses of Mortal Remains - Hospital Admission Deposit Guarantee (China Assist Card) |
✔ | ✔ |
✔ |
| 2. Family Member Visit | $10,000/ Year | $15,000/ Year | $20,000/ Year |
| 3. Personal Liability | $100,000 / Year | $300,000/ Year | $500,000/ Year |
* The above information provides an overview of the benefits covered in each plan. Please refer to the policy documents for complete terms and conditions and exclusions. If there is any inconsistency, the terms and conditions in the policy shall prevail. Please read the Terms & Conditions carefully before applying for insurance.
| Cover | Silver Plan |
Gold Plan |
Diamond Plan |
| Lifestyle Cover (Cover applicable in Macau SAR, and Mainland China) | Max. Coverage (HK$) |
||
| 1. Hotel Burglary Protection ($2,000 per Burglary, Excess $500 per Burglary) |
$10,000/ Year ($2,000/Burglary, Excess $500/Burglary) |
$10,000/ Year ($2,000/Burglary, Excess $500/Burglary) |
$10,000/ Year ($2,000/Burglary, Excess $500/Burglary) |
2. Ticket Guard |
$10,000/ Year ($2,000/Incident) |
$10,000/ Year ($2,000/Incident) |
$10,000/ Year ($2,000/Incident) |
* The above information provides an overview of the benefits covered in each plan. Please refer to the policy documents for complete terms and conditions and exclusions. If there is any inconsistency, the terms and conditions in the policy shall prevail. Please read the Terms & Conditions carefully before applying for insurance.
1
Fill the claim form
2
Prepare required supporting documents / proof
3
Submit claim form and supporting documents in 30 days
4
Review Claims & Approval
5
Claims Settlement
This Plan is designed exclusively for individuals who hold a valid Hong Kong Identification Card and aged 50 to 79 (both ages inclusive).
The Policy is renewable up to age 89 years old (age inclusive).
This is a monthly premium policy. Premium will be automatically deducted from the account information provided by you, and the policy will be automatically renewed upon payment of the monthly premium every month.
The Plan covers within the Greater Bay Area (Guangdong-Hong Kong-Macau) and mainland China.
No. This is a Personal Accident policy that covers you for Accidental Injury. Accidental Injury means a bodily injury resulting from an accident caused by a sudden, unforeseen and fortuitous event.
Yes. The premium is age-dependent. Premium will be adjusted after you attain the age of 60, 70 and 80 years. Please refer to the Premium Table.
This plan covers leisure, recreational, entertainment, or any non-hazardous sports activities, subject to the Policy Terms & Conditions.
No. This policy is covered on a 24-hr basis and no trip activation is required before trip , subject to the Policy Terms & Conditions.
There is no maximum duration for each journey, nor a maximum number of trips restricted under this policy. All and any travel durations are covered, subject to the Policy Terms & Conditions.
Making a claim is easy. You only need to complete the claim form and submit it along with the required documents within 30 days of the accident occurrence. We will review your case as soon as possible.
You may contact AIG’s Customer Service Hotline at 852 3666 7018 (Weekdays 9:00am to 5:30pm, except public holidays) or via an email cs.hk@aig.com.
