AIG Car Insurance Benefits
AIG provides comprehensive car insurance to ensure drivers’ peace of mind when getting in their vehicles. The coverage includes helpful benefits such as coverage for loss of car keys, no-claim discount protection and 24-hour roadside assistance.* Whether you’re buying a new automobile or insuring an existing vehicle, AIG has you covered.
Third Party and Comprehensive Plans Available
- Own damage protection
- Medical expenses
- New for old coverage
- 7-day rental car
- Windscreen protection
- No-claim discount protection
- 24-Hour roadside assistance
- Loss of car keys
- NIL depreciation on spare parts if car less than 3 years old
- Third-party property damage & bodily injury
*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now.
- Plan Benefits
- Coverage comparison
| Coverage | Third Party Only Plan | Comprehensive Plan (Motor Select) |
|---|---|---|
| Maximum Limit (HK$) | ||
| 1. Third Party Property Damage | $2,000,000 | $2,000,000 |
| 2. Third Party Bodily Injury | $100,000,000 | $100,000,000 |
| 3. Own Damage | X | Up to sum insured |
| 4. Medical Expenses | X | $2,000 |
| 5. New for old Cover in Year 1 | X |  |
| 6. Rental Car : 7 Days | X | $500 / Day |
| 7. Windscreen Protection | X | |
| 8. No Claim Discount Protection | X | $50,000 or 15% of sum insured, whichever is the less |
| 9. 24 Hour Roadside Assistance | X | |
| 10. Loss of Car Keys | X | $2,000 |
11. Nil Depreciation On Spare Parts (Vehicle age less than 3 years) |
X | |
| Coverage | Third Party Only Plan | Comprehensive Plan (Motor Select) |
|---|---|---|
| Maximum Limit (HK$) | ||
| 1. Third Party Property Damage | |
|
| 2. Third Party Bodily Injury | |
|
| 3. Own Damage | X | |
| 4. Medical Expenses | X | |
| 5. New for old Cover in Year 1 | X | |
| 7. Windscreen Protection | X | |
| 8. No Claim Discount Protection | X | |
| 9. 24 Hour Roadside Assistance | X | |
| 10. Loss of Car Keys | X | |
| 11. Nil Depreciation On Spare Parts (Vehicle age less than 3 years) | X | |
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1. Provide information
Enter vehicle and basic driver information.
2. Select the preferred plan
Choose between Auto Select, Auto Prestige plans and Third Party Only.
3. Enter personal details
Enter personal information about the driver, policy holder and vehicle details.
4. Payment and Confirmation
Make your payment online, and the system will issue a confirmation when the policy is successfully issued.
Third-party only policies cover damage to others as the result of an accident that was deemed your fault. Any damage to your own car is not covered under this policy. Comprehensive coverage provides you with coverage for damage to your car and your liability against others.
It is important you clearly mention the intended use for your vehicle; this is because different policies are designed for different uses.
If you have a private car policy, your vehicle can only be used for domestic and leisure purposes, and this policy is available online.
If you have a vehicle that is to be used for commercial or business purposes, please contact our customer service center on 3666-7033 who can help provide you with the right policy.
Yes, for full details please refer to your policy schedule and terms and conditions.
In the event you require emergency assistance please contact the AIG Emergency Hotline on 3122-2390, which is available 24 hours a day.
As a Comprehensive policyholder you can utilize the breakdown and towing service as well as flat tire and battery assistance.
As a Third Party policyholder we will provide you with 24 hour advisory services including referral to an emergency services provider.
Our contact center can provide assistance in making changes to your policy;
If you wish to cancel your policy before inception, please note there will be an Administration fee of HK$300.
- Contact your AIG agent or broker
- Contact AIG directly at 3666 7033
- Click here to buy instantly at aig.com.hk
