作為專業人士,無論你有多努力,也無法完全逃避一些隱藏在你工作中的重大風險。風險危機往往會在你最不在意的時候出現。這可能會引致你要面對因被控疏忽行為、失實陳述、或惡劣服務所演變成違反責任的訴訟。
專業責任保險作用
- 減低訴訟費對業務現金流量的衝擊
- 避免賠償後對公司生存的威脅
- 提升客戶對公司的信任和聲譽
- 符合海外訂單的要求,贏取新客戶
- 減低不合理訴訟所引起之損失
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承保事項
- 違反職責、過失、錯誤、遺漏或誤導性陳述、違反保密
- 因違反職責而引致的人身傷亡、精神損害/財物損害
- 侵害知識產權
- 誹謗—文字或口頭誹謗
- 僱員欺詐/不誠實行為
- 抗辯費用、出席調查費用
- 資料保護
- 文件損失
- Accountants Professional Liability Proposal Form
- Architects and Engineers Professional Liability Proposal Form
- Business Process Outsourcing / Call Center Professional Liability Proposal Form
- Employment Agencies Professional Liability Proposal Form
- Insurance Brokers Professional Liability Proposal Form
- Management Consultants Professional Liability Proposal Form
- MultiMedia Professional Liability Proposal Form
- ProfessionGuard For Teaching Organisations (PGTO) Proposal Form
- Property Managers Professional Liability Proposal Form
- Solicitors Professional Liability Proposal Form
- Specified Professional Liability Proposal Form
- Surveyors & Real Estate Professional Liability Proposal Form
- Technology Professional Liability Proposal Form
- Telecommunications Professional Liability Proposal Form
- Travel Agents Supplementary Questionnaire