Family Travel Insurance

TravelWise Family Plan

Key Benefits

When taking your family out on holidays, safety and protection are always the major concerns. Therefore family travel insurance is the must-have item before you go on a trip.

AIG TravelWise family plan provides multiple coverages including journey interruption, travel delay, emergency medical expenses and many more - peace of mind when you are enjoying family time.

24/7 self-owned emergency assistance
Comprehensive medical and personal accident cover
Journey interruption and cancellation
Overseas hospital cash
Optional benefits on golf protection, cruise vacation & scuba diving

Family plan from HK$93 only

  • Travel delay - 5 hours from stated departure or arrival
  • Baggage delay - up to HK$2,000 maximum
  • Baggage and personal effects
  • Emergency medical expenses
  • Personal accident - accident while in a common carrier up to HK$1.2M maximum
  • Journey cancellation or interruption
  • Loss of income benefits
  • Compassionate visit

*The price is for reference only. You could get a quote here real time.
#The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

Pay for 1 family plan. Get all your children covered!

Have a big family? Buy 1 family plan, get your spouse and all your children covered!

Family Plan vs Individual Plan

Family Plan

  • More cost-effective if you travel with your spouse and child(ren)
  • Covers legally married couple aged 17 - 70 with their legitimate child(ren) aged under 17 on the commencement date

vs

Individual Plan

  • Premiums counted by each individuals
  • Covers up to the age of 70 on the commencement date of the policy

Core Benefits Basic Standard Deluxe
Maximum Benefits (HKD)

Emergency Medical Expense and Assistance - Medical Expenses

Emergency Medical Expenses and Assistance - Emergency Medical Evacuation

Emergency Medical Expenses and Assistance - Repatriation of Remains

Emergency Medical Expenses and Assistance - Overseas Hospital Cash

Personal Accident - Accident while in a common carrier

Personal Accident - Other accidents

Emergency Medical Expenses and Assistance - Compassionate Visit

X

Emergency Medical Expenses and Assistance - Child Guard

X

Personal Liability

X

Personal Effects - Baggage & Personal Effects

X

Personal Effects - Personal Money

X

Personal Effects - Travel Documents

X

Delay Coverage - Travel Delay

X

Delay Coverage - Baggage Delay

X

Credit Card Protection

X

Loss of Income Benefit

X X

Journey Cancellation

X X

Journey Interruption

X X

Loss of Home Content

X X

 

COVID-19 Coverage

Core Benefits Basic Standard Deluxe
Maximum Benefits (HKD)

Emergency Overseas Medical Expenses, Emergency Medical Evacuation & Repatriation and Repatriation of Remains if You are diagnosed with COVID-19 while traveling overseas

Journey Cancellation if You or Your Immediate Family Member are diagnosed with COVID-19 prior to departure from Hong Kong

Curtailment Expenses if You or Your Immediate Family Member are diagnosed with COVID-19 while traveling and need to return to Hong Kong earlier than planned

Out-of-country COVID-19 Diagnosis Quarantine Allowance if while on a Journey, You are diagnosed with COVID-19 and is unexpectedly placed into mandatory Quarantine outside Hong Kong

X

Optional Benefits

Optional Benefits Maximum Benefits (HKD)

Golf Protection - Golf Baggage

Golf Protection - Hire Golf Equipment

Golf Protection - Loss of Green Fees

Cruise Vacation - Additional Journey Cancellation and Interruption

Cruise Vacation - Cruise Cancellation and Interruption

Cruise Vacation - Excursion Tour Cancellation

Cruise Vacation - Satellite Phone Fee

Scuba Diving - Dive Tour

Scuba Diving - Equipment Hire

 

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

Core Benefits Basic Standard Deluxe
Maximum Benefits (HKD)

1a. Emergency Medical Expense and Assistance - Medical Expenses

$500,000 $800,000 $1,000,000

1b. Emergency Medical Expenses and Assistance - Emergency Medical Evacuation

Unlimited Unlimited Unlimited

1c. Emergency Medical Expenses and Assistance - Repatriation of Remains

Unlimited Unlimited Unlimited

1d. Emergency Medical Expenses and Assistance - Overseas Hospital Cash

$5,000 $5,000 $5,000

1e. Emergency Medical Expenses and Assistance - Compassionate Visit

X $30,000 $30,000

1f. Emergency Medical Expenses and Assistance - Child Guard

X $30,000 $30,000

2a. Personal Accident - Accident while in a common carrier

$500,000 $1,000,000 $1,200,000

2b. Personal Accident - Other accidents

$250,000 $500,000 $600,000

3. Loss of Income Benefit

X X $30,000

4a. Journey Cancellation

X X $20,000

4b. Journey Interruption

X X $20,000

5a. Personal Effects - Baggage & Personal Effects

X $8,000 $10,000

5b. Personal Effects - Personal Money

X $1,500 $2,500

5c. Personal Effects - Travel Documents

X $10,000 $30,000

6a. Delay Coverage - Travel Delay

X $1,500 $2,000

6b. Delay Coverage - Baggage Delay

X $600 $800

7. Personal Liability

X $2,000,000 $2,000,000

8. Credit Card Protection

X $20,000 $20,000

9. Loss of Home Content

X X $3,000

 

COVID-19 Coverage

Core Benefits Basic Standard Deluxe
Maximum Benefits (HKD)

Emergency Overseas Medical Expenses, Emergency Medical Evacuation & Repatriation and Repatriation of Remains if You are diagnosed with COVID-19 while traveling overseas

HK$300,000 (Aged below 70; HK$150,000 for aged below 17, 70 or above) HK$800,000 (Aged below 70; HK$400,000 for aged below 17, 70 or above) HK$1,200,000 (Aged below 70; HK$600,000 for aged below 17, 70 or above)

Journey Cancellation if You or Your Immediate Family Member are diagnosed with COVID-19 prior to departure from Hong Kong

HK$2,000 HK$8,000 HK$15,000

Curtailment Expenses if You or Your Immediate Family Member are diagnosed with COVID-19 while traveling and need to return to Hong Kong earlier than planned

HK$2,000 HK$8,000 HK$15,000
Out-of-country COVID-19 Diagnosis Quarantine Allowance if while on a Journey, You are diagnosed with COVID-19 and is unexpectedly placed into mandatory Quarantine outside Hong Kong X HK$100 / Day (Max. 14 days) HK$200 / Day (Max. 14 days)

Optional Benefits

Optional Benefits Maximum Benefits (HKD)

Golf Protection - Golf Baggage

$8,000

Golf Protection - Hire Golf Equipment

$6,000

Golf Protection - Loss of Green Fees

$3,000

Cruise Vacation - Additional Journey Cancellation and Interruption

$30,000

Cruise Vacation - Cruise Cancellation and Interruption

$50,000

Cruise Vacation - Excursion Tour Cancellation

$10,000

Cruise Vacation - Satellite Phone Fee

$2,000

Scuba Diving - Dive Tour

$15,000

Scuba Diving - Equipment Hire

$10,000

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

How to buy?

1

  1. Provide information

Enter details about the trip.

2

  2. Select the preferred plan

Choose the Single or Annual plan.

3

  3. Fill out personal details

Provide personal information about the traveller.

4

  4. Payment and Confirmation

Pay online, and the system will successfully issue the policy.

AIG Customers' Stories

AIG is dedicated to enhancing customers’ security and peace of mind with our insurance products protection.

Our insurances thoughtfully designed and backed by AIG’s customer-first service, and efficient online compensation processing. Read some of our customer stores here...

Fell in hotel room

Ellen Cheung

AIG client for 2 years

#France #Travel #Hotel #Fall #Accident

Decompression sickness

Jason Tsang

AIG client for 5 years

#Bali #Diving #Sickness #Travel

A Family Visit

Ronald Tong

AIG client for 1 year

#Canada #Travel #Emergency

Lung infection in Thailand

Alicia Ho

AIG client for 1 year

#Thailand #FamilyTrip #Illness #Travel

Business traveller injures his neck in China

Edward Chu

AIG client for 2 years

#BusinessTrip #China

Road accident

Carol Lui

AIG client for 6 years

#Accident #China #Travel

Accidental Fall

Sally Leung

AIG client for 2 years

#HoChiMinh #Vietnam #Tour #Travel #Accident

Be careful when lifting your luggage!

Martha Chiu

AIG client for 4 years

#NYC #Airport #Luggage #Accident

Rock climbing

Natalie Yuen

AIG client for 4 years

#rock #climbing #germany #injury

FAQs

TravelWise annual plan covers all of your trips during the year while trip must commence from Hong Kong with maximum 90 consecutive days per journey.

Yes, TravelWise covers all amateur sporting activities.

Unfortunately, your medical expenses incurred after your return to Hong Kong are not covered. Under your TravelWise single plan, we only pay for medical expenses incurred as follow-up treatment in Hong Kong if you have consulted a Legally Registered Medical Practitioner overseas for the same sickness during the insured trip.

Anyone age 70 or below on the commencement date of the policy. A policy may be purchased by an individual or a family for travel overseas for purpose of leisure and/or business, provided the trip is commences from Hong Kong.

Note : We do not cover any travel to Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.

Please press “Buy Now” above or refer to our TravelWise brochure for premium levels for each plan.

Yes. Cover will automatically be extended up to a maximum of 10 calendar days without paying any additional premium, in the event the journey is being unavoidably delayed. (e.g: Travel Delay and missed departure sections due to fibular fracture, and insured person can provide medical documentation to prove that he/she is not medically fit to travel)

You can call our emergency service team 24/7 at (852) 3516-8699

Yes, but you must purchase your Travel Insurance for the whole period (including exchange & leisure travel).

You must take 1 Feb as the inception date/ departure date of your Travel Insurance, and the protection will commence after the insured person passed the Hong Kong Immigration Department counter.

If you are travelling to multiple destinations within the same trip, you can be covered under one policy. Please select the furthest region as listed under our area of coverage.

If the Security Bureau issued a “Red or Black Alert” within 7 days of your journey departure date or during your journey, AIG shall reimburse you in accordance with the following “Journey Cancellation”, “Journey Curtailment” or “Journey Re-arrangement” coverage.

Yes, we will reimburse you the additional road transport fares since earthquake is a natural disaster which has caused the delay or cancellation of your scheduled flight. Please ensure that you submit to us  the letter from airline to prove the flight delay/ cancellation.

In the event of loss, written notice of claim should be submitted to AIG Hong Kong within thirty (30) days after the occurrence , together with all relevant documents. 

You should fill in and sign the related claim form.

In order to help us to deal with your claims, you should provide all the supporting documents to substantiate your claim. Complete documentation will prevent any delay in your claim assessment as additional time may be required to obtain the requisite information

Upon receipt of sufficient documents, we will assess your claim accordingly. The result of your claim submission will be sent to you shortly

Complete and return the claims form with the supporting documents to:

AIG Insurance Hong Kong Limited
46/F, One Island East,
18 Westlands Road,
Island East,
Hong Kong

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