*Terms and conditions apply

AIG Car Insurance

Auto Insurance Promotion

From now to 31st May 2022, enjoy 10% discount when you purchase AIG Auto Insurance (Comprehensive Plan) online.

Plus, you are entitled to receive fuel vouchers worth HK$200 if premium paid is at HK$6,000 or above!

*Only applicable to customers who successfully purchase via http://www.aig.com.hk. The promotion offer is subject to Terms and conditions.

AIG Car Insurance Benefits

For many of us, purchasing a car is an exciting time in our lives. Make sure you have the proper coverage to protect your new purchase from fender to fender with new car insurance from AIG. AIG provides comprehensive new car insurance to make drivers feel safe when getting behind the wheel of their brand-new vehicle. We know searching for the best new car insurance can be a headache. That’s why our auto coverage offers New for Old coverage in your first year, as well as other helpful benefits including loss of car keys, no-claim discount protection and 24-hour roadside assistance. 

Loss of car keys
No claim discount protection
24-hour roadside assistance
NIL depreciation on spare parts if car less than 3 years old
[Exclusive Upgrade] Road accident cover for you and your family

Third Party and Comprehensive Plans Available

  • Own damage protection
  • Medical expenses
  • New for old coverage
  • 7-day rental car
  • Windscreen protection
  • No-claim discount protection
  • 24-Hour roadside assistance
  • Loss of car keys
  • NIL depreciation on spare parts if car less than 3 years old
  • Third-party property damage & bodily injury
  • Cashless Windscreen Repairing Services

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

Coverage Third Party Only Plan Comprehensive Plan (Motor Select)
Maximum Limit (HK$)
Third Party Property Damage
Third Party Bodily Injury
Own Damage X
Medical Expenses X
New for old Cover in Year 1 X
Windscreen Protection X
No Claim Discount Protection X
24 Hour Roadside Assistance X
Loss of Car Keys X
Nil Depreciation On Spare Parts (Vehicle age less than 3 years) X

Exclusive Road Accident Cover for Car Insurance Only!

Extra Benefits Benefit Details Sum Insured (HK$)
Maximum Limit (HK$)
Personal Accident Cover for Policyholder Death and permanent disability benefit in event of accident while in any private car, or travelling in public transportation (including taxi) HK$200,000 / accident
Daily Hospital Cash for Policyholder In event of hospitalization due to accident while in any private car, or travelling in public transporation (including taxi) HK$200 / Day (Up to 30 days per accident)
Personal Accident Cover for your immediate family members Death and permanent disability benefit in event of accident while driving or travelling in the Insured Car HK$100,000 / Person (Up to 4 persons per accident)

*The above information is for reference only. Please refer to the policy documents and product brochure for detailed terms and conditions and exclusions or click Buy Now

Coverage Third Party Only Plan Comprehensive Plan (Motor Select)
Maximum Limit (HK$)
Third Party Property Damage $2,000,000 $2,000,000
Third Party Bodily Injury $100,000,000 $100,000,000
Own Damage X Up to sum insured
Medical Expenses X $2,000
New for old Cover in Year 1 X
Rental Car : 7 Days   $500 / Day
Windscreen Protection X
No Claim Discount Protection X $50,000 or 15% of sum insured, whichever is the less
24 Hour Roadside Assistance X
Loss of Car Keys X $2,000
Nil Depreciation On Spare Parts (Vehicle age less than 3 years) X

Exclusive Road Accident Cover for Car Insurance Only!

Extra Benefits Benefit Details Sum Insured (HK$)
Maximum Limit (HK$)
Personal Accident Cover for Policyholder Death and permanent disability benefit in event of accident while in any private car, or travelling in public transportation (including taxi) HK$200,000 / accident
Daily Hospital Cash for Policyholder In event of hospitalization due to accident while in any private car, or travelling in public transporation (including taxi) HK$200 / Day (Up to 30 days per accident)
Personal Accident Cover for your immediate family members Death and permanent disability benefit in event of accident while driving or travelling in the Insured Car HK$100,000 / Person (Up to 4 persons per accident)

*The above information is for reference only. Please refer to the policy documents and product brochure for detailed terms and conditions and exclusions or click Buy Now

Enjoy One-Stop Repair & Claim Service for Windscreen Damage with our Comprehensive Plan

Once windscreen is damaged, sending your vehicle to garage and reporting a claim can be truly troublesome. We provide a genuine one-stop repair and claim solution to customers at our authourized garage. 

You can enjoy cashless repair^ and a free 1-year warranty*, our authourized garage will report a claim for you when the repair work is complete. More to that, you can arrange door-to-door repair service to fit your personal schedule.

Click here to view the list of authourized key point garage.

^This is up to policy sub-limit.

*1-year free warranty in respect of water leakage, seepage, defects and/or defective workmanship begins from the date of completion of service as stated on the Motor Satisfaction Note. 

Compare Third Party Plan & Comprehensive Plan

Select the right insurance plan for you, here is a simple side by side comparison of our plans available. Third Party insurance plan protects you against third party legal liability, which is designed for those who want to cover third party damage to property and bodily injury from the car accident. We also offer a comprehensive plan for those looking to cover own damage and more. 

Third Party Only

  • Third-party property damage & bodily injury

vs

Comprehensive Plan

  • Own Damage
  • Up to $4,000 windscreen protection
  • Up to $650 per day for a rental car (up to 7 days)
  • Up to $2,000 medical expenses:

New driver on road? Add on accident cover to protect you and your family

No matter you are a new driver on road or you are looking for an upgraded protection for road accident, this personal accident add-on is recommended for you and your family.

We provide one-off cash and daily hospital cash for you as a driver of private car and while you travel by public transportation including taxi. Personal accident coverage extends to your family members when they drive or travel with the Insured Car. 

This add-on is exclusive to car insurance policyholders with a discounted price. Protect yourself and your beloved ones against road accident, add on this cover today. 

How to buy auto insurance?

Receive a quote within minutes and purchase an AIG car insurance policy online in just 4 easy steps.

1

  1. Provide information

Enter vehicle and basic driver information.

2

  2. Select the preferred plan

Choose between Auto Select, Auto Prestige plans and Third Party Only.

3

  3. Enter personal details

Enter personal information about the driver, policy holder and vehicle details.

4

  4. Payment and Confirmation

Make your payment online, and the system will issue a confirmation when the policy is successfully issued.

Submit Car Insurance Claims Online

You can submit car insurance claims online anytime anywhere. Our quick and easy to use online insurance claim process takes away the added stress of filling out forms.

If you have a claim please click the button below  to start the process.

*For Private Auto and Motor Cycle Insurance Only.

Why AIG?

We know you’re busy. That’s why our online car insurance quoting and policy approval system takes you from start to be insured in the same amount of time it takes to get from Kennedy Town to Central on the MTR: 10 seconds to receive your quote online and compare auto insurance plans; 2 minutes to enter the necessary personal information and pay for your policy; 15 minutes to receive your electronic policy documents in your personal email inbox. That’s it!  

AIG aims to be your most trusted and valued insurance provider, empowering clients with our risk expertise and financial stability.

FAQs

Third-party only policies cover damage to others as the result of an accident that was deemed your fault. Any damage to your own car is not covered under this policy. Comprehensive coverage provides you with coverage for damage to your car and your liability against others.

It is important you clearly mention the intended use for your vehicle; this is because different policies are designed for different uses.

If you have a private car policy, your vehicle can only be used for domestic and leisure purposes, and this policy is available online.

If you have a vehicle that is to be used for commercial or business purposes, please contact our customer service center on 3666-7033 who can help provide you with the right policy.

In our online quoting system, the excess will be listed out based on applicant information and vehicle information. For full details, please refer to your policy schedule and terms and conditions. 

In the event you require emergency assistance please contact the AIG Emergency Hotline on 3122-2390, which is available 24 hours a day.

As a Comprehensive policyholder you can utilize the breakdown and towing service as well as flat tire and battery assistance.

As a Third Party policyholder we will provide you with 24 hour advisory services including referral to an emergency services provider.

The drivers aged below 25 or with less than 2 years of driving experience are only eligible to purchase comprehensive AIG car insurance plan. For Third Party Only plan, the applicants or named drivers are required to be aged between 25 and 65 and have at least 2 years of driving experience. 

When no claim is made or arises under an Auto Policy during any of the periods of insurance specified below, the NCD (No Claim Discount) will be applied on next year’s renewal premium:

Period of Insurance

Discount

One Year 

20% 

2 consecutive years 

30% 

3 consecutive years 

40% 

4 consecutive years 

50% 

5 or more consecutive years 

60% 

Our contact center can provide assistance in making changes to your policy;

If you wish to cancel your policy before inception, please note there will be an Administration fee of HK$300.

You can click here to purchase Auto Insurance online.

If you cannot find your vehicle model on our online platform, please contact customer service via 3666 7033, or your AIG agent/broker, for quotation.

Contact Us

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Customer Services Hotline

3666 7033

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