*Terms and conditions apply
Third Party and Comprehensive Plans Available
- Own damage protection
- Medical expenses
- New for old Cover in Year 1
- 7-day rental car
- Windscreen protection
- No-claim discount protection
- 24-Hour roadside assistance
- Loss of car keys
- NIL depreciation on spare parts if car less than 3 years old
- Third-party property damage & bodily injury
- Cashless Windscreen Repairing Services
*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now.
- Plan Benefits
- Coverage comparison
Coverage | Third Party Only Plan | Comprehensive Plan (Motor Select) |
---|---|---|
Maximum Limit (HK$) | ||
Third Party Property Damage | ||
Third Party Bodily Injury | ||
Own Damage | X | |
Medical Expenses | X | |
New for old Cover in Year 1 | X | |
Windscreen Protection | X | |
No Claim Discount Protection | X | |
24 Hour Roadside Assistance | X | |
Loss of Car Keys | X | |
Nil Depreciation On Spare Parts (Vehicle age less than 3 years) | X |
Extra Benefits | Benefit Details | Sum Insured (HK$) |
---|---|---|
Maximum Limit (HK$) | ||
Personal Accident Cover for Policyholder | Death and permanent disability benefit in event of accident while in any private car, or travelling in public transportation (including taxi) | HK$200,000 / accident |
Daily Hospital Cash for Policyholder | In event of hospitalization due to accident while in any private car, or travelling in public transporation (including taxi) | HK$200 / Day (Up to 30 days per accident) |
Personal Accident Cover for your immediate family members | Death and permanent disability benefit in event of accident while driving or travelling in the Insured Car | HK$100,000 / Person (Up to 4 persons per accident) |
*The above information is for reference only. Please refer to the policy documents and product brochure for detailed terms and conditions and exclusions or click Buy Now.
Coverage | Third Party Only Plan | Comprehensive Plan (Motor Select) |
---|---|---|
Maximum Limit (HK$) | ||
Third Party Property Damage | $2,000,000 | $2,000,000 |
Third Party Bodily Injury | $100,000,000 | $100,000,000 |
Own Damage | X | Up to sum insured |
Medical Expenses | X | $2,000 |
New for old Cover in Year 1 | X | |
Rental Car : 7 Days | $500 / Day | |
Windscreen Protection | X | |
No Claim Discount Protection | X | $50,000 or 15% of sum insured, whichever is the less |
24 Hour Roadside Assistance | X | |
Loss of Car Keys | X | $2,000 |
Nil Depreciation On Spare Parts (Vehicle age less than 3 years) | X |
Extra Benefits | Benefit Details | Sum Insured (HK$) |
---|---|---|
Maximum Limit (HK$) | ||
Personal Accident Cover for Policyholder | Death and permanent disability benefit in event of accident while in any private car, or travelling in public transportation (including taxi) | HK$200,000 / accident |
Daily Hospital Cash for Policyholder | In event of hospitalization due to accident while in any private car, or travelling in public transporation (including taxi) | HK$200 / Day (Up to 30 days per accident) |
Personal Accident Cover for your immediate family members | Death and permanent disability benefit in event of accident while driving or travelling in the Insured Car | HK$100,000 / Person (Up to 4 persons per accident) |
*The above information is for reference only. Please refer to the policy documents and product brochure for detailed terms and conditions and exclusions or click Buy Now.
^This is up to policy sub-limit.
*1-year free warranty in respect of water leakage, seepage, defects and/or defective workmanship begins from the date of completion of service as stated on the Motor Satisfaction Note.
vs
1. Provide information
Enter vehicle and basic driver information.
2. Select the preferred plan
Choose between Auto Select, Auto Prestige plans and Third Party Only.
3. Enter personal details
Enter personal information about the driver, policy holder and vehicle details.
4. Payment and Confirmation
Make your payment online, and the system will issue a confirmation when the policy is successfully issued.
Third-party only policies cover damage to others as the result of an accident that was deemed your fault. Any damage to your own car is not covered under this policy. Comprehensive coverage provides you with coverage for damage to your car and your liability against others.
It is important you clearly mention the intended use for your vehicle; this is because different policies are designed for different uses.
If you have a private car policy, your vehicle can only be used for domestic and leisure purposes, and this policy is available online.
If you have a vehicle that is to be used for commercial or business purposes, please contact our customer service center on 3666-7033 who can help provide you with the right policy.
In our online quoting system, the excess will be listed out based on applicant information and vehicle information. For full details, please refer to your policy schedule and terms and conditions.
In the event you require emergency assistance please contact the AIG Emergency Hotline on 3122-2390, which is available 24 hours a day.
As a Comprehensive policyholder you can utilize the breakdown and towing service as well as flat tire and battery assistance.
As a Third Party policyholder we will provide you with 24 hour advisory services including referral to an emergency services provider.
The drivers aged below 25 or with less than 2 years of driving experience are only eligible to purchase comprehensive AIG car insurance plan. For Third Party Only plan, the applicants or named drivers are required to be aged between 25 and 65 and have at least 2 years of driving experience.
When no claim is made or arises under an Auto Policy during any of the periods of insurance specified below, the NCD (No Claim Discount) will be applied on next year’s renewal premium:
Period of Insurance |
Discount |
One Year |
20% |
2 consecutive years |
30% |
3 consecutive years |
40% |
4 consecutive years |
50% |
5 or more consecutive years |
60% |
Our contact center can provide assistance in making changes to your policy;
If you wish to cancel your policy before inception, please note there will be an Administration fee of HK$300.
You can click here to purchase Auto Insurance online.
If you cannot find your vehicle model on our online platform, please contact customer service via 3666 7033, or your AIG agent/broker, for quotation.