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AIG Car Insurance Benefits

Several factors can affect your car insurance quote, including the make and model of your vehicle, as well as your past driving record. Safe drivers with clean driving records enjoy lower rates. Telematics apps like AIG Drive Master can monitor your driving skills in real time, and give you useful tips to improve your driving safety.

When comparing car insurance, make sure to examine coverage, payment terms and other important factors to fit your specific needs.

Purchased a new motor vehicle? Looking for a new automobile insurance provider? AIG will get you on the road in minutes with car insurance quotes available online. Our free online calculator provides an estimate in an instant, putting comprehensive car insurance information at your fingertips.

  • Loss of car keys
  • No claim discount protection
  • 24-hour roadside assistance
  • New for old coverage
  • NIL depreciation on spare parts if car less than 3 years old

Third Party and Comprehensive Plans Available

  • Own damage protection
  • Medical expenses
  • New for old coverage
  • 7-day rental car
  • Windscreen protection
  • No-claim discount protection
  • 24-Hour roadside assistance
  • Loss of car keys
  • NIL depreciation on spare parts if car less than 3 years old
  • Third-party property damage & bodily injury

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

 
 

CLICK TO COMPARE PLANS & BENEFITS

Switch to
Maximum Benefits (HKD)

Plan Benefits

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table1
  Coverage Third Party Only Plan Comprehensive Plan (Motor Select)

1. Third Party Property Damage

m

l

2. Third Party Bodily Injury

m

l

3. Own Damage

m

l

X

4. Medical Expenses

m

l

X

5. New for old Cover in Year 1

m

l

X

7. Windscreen Protection

m

l

X

8. No Claim Discount Protection

m

l

X

9. 24 Hour Roadside Assistance

m

l

X

10. Loss of Car Keys

m

l

X

11. Nil Depreciation On Spare Parts (Vehicle age less than 3 years)

m

l

X
<>
table2
  Coverage Third Party Only Plan Comprehensive Plan (Motor Select)

1. Third Party Property Damage

m

l

$2,000,000 $2,000,000

2. Third Party Bodily Injury

m

l

$100,000,000 $100,000,000

3. Own Damage

m

l

X Up to sum insured

4. Medical Expenses

m

l

X $2,000

5. New for old Cover in Year 1

m

l

X

6. Rental Car : 7 Days

m

l

X $500 / Day

7. Windscreen Protection

m

l

X

8. No Claim Discount Protection

m

l

X $50,000 or 15% of sum insured, whichever is the less

9. 24 Hour Roadside Assistance

m

l

X

10. Loss of Car Keys

m

l

X $2,000

11. Nil Depreciation On Spare Parts

m

(Vehicle age less than 3 years) 

l

X

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

 
 

Compare third party plan & comprehensive plan

Select the right plan for you, here is a simple side by side comparison of our plans available. Third Party for those who want to cover third party damage to property and bodily injury. We also offer a comprehensive plan for those looking to cover own damage and more. 

  • Third Party Only
    Third-party property damage & bodily injury
    >
  • VS
  • Comprehensive Plan
    Own Damage Up to $4,000 windscreen protection Up to $650 per day for a rental car (up to 7 days) Up to $2,000 medical expenses:
    >
 
 

How to Buy

Receive a quote within minutes and purchase an AIG car insurance policy online in just 4 easy steps.

  • Get a quote
    1

    Provide Information

    Enter vehicle and basic driver information.

  • Get a quote
    2

    Select the preferred plan

    Choose between Auto Select and Third Party Only.

  • Get a quote
    3

    Enter personal details

    Enter personal information about the driver, policy holder and vehicle details.

  • Get a quote
    4

    Payment & Confirmation

    Make your payment online, and the system will issue a confirmation when the policy is successfully issued.

 
 

Submit Car Insurance Claims Online

You can submit car insurance claims online anytime anywhere. Our quick and easy to use online insurance claim process takes away the added stress of filling out forms. If you have a claim please click here to start the process. *For Private Auto and Motor Cycle Insurance Only.

You can submit car insurance claims online anytime anywhere. Our quick and easy to use online insurance claim process takes away the added stress of filling out forms. If you have a claim please click here to start the process. *For Private Auto and Motor Cycle Insurance Only.

 
 

Why AIG?

We know you’re busy. That’s why our online car insurance quoting and policy approval system takes you from start to insured in the same amount of time it takes to get from Kennedy Town to Central on the MTR: 10 seconds to receive your quote and compare plans; 2 minutes to enter the necessary personal information and pay for your policy; 15 minutes to receive your electronic policy documents in your personal email inbox. That’s it!  

AIG aims to be your most trusted and valued insurance provider, empowering clients with our risk expertise and financial stability.

 

 
 

FAQs

Third-party only policies cover damage to others as the result of an accident that was deemed your fault. Any damage to your own car is not covered under this policy. Comprehensive coverage provides you with coverage for damage to your car and your liability against others.

It is important you clearly mention the intended use for your vehicle; this is because different policies are designed for different uses.

If you have a private car policy, your vehicle can only be used for domestic and leisure purposes, and this policy is available online.

If you have a vehicle that is to be used for commercial or business purposes, please contact our customer service center on 3666-7033 who can help provide you with the right policy.

Yes, for full details please refer to your policy schedule and terms and conditions.

In the event you require emergency assistance please contact the AIG Emergency Hotline on 3122-2390, which is available 24 hours a day.

As a Comprehensive policyholder you can utilize the breakdown and towing service as well as flat tire and battery assistance.

As a Third Party policyholder we will provide you with 24 hour advisory services including referral to an emergency services provider.

Our contact center can provide assistance in making changes to your policy;

If you wish to cancel your policy before inception, please note there will be an Administration fee of HK$300.

  • Contact your AIG agent or broker
  • Contact AIG directly at 3666 7033
  • Click here to buy instantly at aig.com.hk