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Insured age must be between 18 to 55

The Spouse should have different gender of the PolicyHolder

SafeGuard Critical Illness Cover

The sad truth is no matter your age or whether you are healthy or not, serious illness can strike at any time during your life. Did you know that the leading cause of death in Hong Kong in 2017 was cancer? (Malignant Neoplasms)*

No one ever expects a serious illness but if it happens would you be able to financially support your medical expenses and other expenses for yourself and your loved ones? Our protection is here to give you financial support when you most need it. 

Click here to get a quote online! Understand more about our accident insurance plan and additional insurance coverage for critical illness. 

*Source from Centre for Health Protection

*This information is for reference only. For the full benefit table, please refer to our policy wording or click Buy Now.

Cover 47 critical illnesses such as cancer, heart disease, stroke, and many more.
Receive HK$200,000 cash payout upon first diagnosis
Pay less than a cup of coffee per month and protect yourself against critical illness.#

Coverage Details

AIG offers two types of critical illness protection plans with different amounts of coverage, suitable for different age groups ranging from 18 to 40 years old. Our insurance plan covers 47 critical illnesses such as cancer and heart diseases.   

Benefit Max. Coverage (HK$)

Critical Illness (Eligible for aged 18 - 40)


Click to check out the list of critical illnesses covered

During the insurance period, if you unfortunately suffer from critical illness, once the diagnosis result is received, you could submit a claim form by filling in the detail such as medical expenses. The cash payout will be provided once the claim is approved.  

Talk to our consultant to discover more!

View our covers

Personal Accident Insurance

  • Up to HK$1 million coverage for accidental death and disability
  • Up to HK$15,000 coverage for accidental medical expenses
  • Covers outpatient, specialist, hospitalization, surgical, Chinese bone-setting and acupuncturists expenses


Daily Hospital Income Cover

  • Daily hospital cash benefit up to 365 days when hospitalized
  • Double up your daily hospital cash if you're confined to an intensive care unit
  • Extra long-term hospitalization benefit from the 31st day of hospitalization

Get these offers today!

*This promotion offer is subject to Terms & Conditions.

Easy to claim

In the event of loss, written notice of claim should be given to us within thirty (30) days of the occurrence or in the event of a death claim immediately where practicable. Our claim process summary is set out below:


  Fill the claim form


  Prepare required supporting documents / proof


  Submit claim form and supporting documents in 30 days


  Review Claims & Approval


  Claims Settlement


The above is for reference only and does not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. AIG Insurance Hong Kong Ltd. reserves right of final approval and decision.

(The English version shall prevail in case of inconsistency between the English and Chinese versions).

Contact Us

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Personal Accident Insurance hotline

3666 7018

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