All Risks and Business Interruption


AIG has a wealth of experience and knowledge to serve your business. Read our Capability Guide to see how we can help you.

Learn more about the risks facing companies today and tomorrow in our KNOWLEDGE & INSIGHTS CENTRE.


Extensive property coverage with market-leading capacity of up to US$1.5 billion to cover financial loss arising from an incident at your property, supported by risk and loss prevention management services.

Comprehensive, flexible cover

AIG's expertise and experience enables us to create property damage coverage protection to suit the needs of your business, whether for a specific site or number of sites.

Expert risk and loss management services

AIG has a specialist team of risk and loss control engineers to help you identify and reduce potential exposures, lessening the chance of loss and mitigating the impact of unexpected events.

Simplify your insurance program

Market-leading capacity of up to US$1.5 billion for well-protected, well-managed risks, reduces the need for multiple insurers, helping you to simplify your risk management program.

Global support and expertise

When disaster strikes, your local resources can be under extreme pressure. The ability to call on global resources is one of the key strengths of AIG's international network of claims specialists, and vitally important to get you back up and running as quickly as possible.

Reducing flow-on effects

Damage to your commercial property can threaten your entire business, especially when cash flow is also interrupted. AIG policies cover not only physical damage, but also loss of income and other expenses for the period.

Who is it for?

We offer coverage across a wide range of industry sectors, including:

  • Manufacturing
  • Telecommunications
  • Public Entities
  • Education
  • Healthcare
  • Real Estate
  • Retail
  • Transport
  • Other commercial classes

What is covered?

  • Property damage and business interruption coverage
  • Extension to cover clients’ business interruption due to a loss at the premises of customers or suppliers (CBI)
  • Full-service solutions for clients across segments and occupancies from $10 million
  • Comprehensive property insurance with capacity up to US$1.5 billion
  • Flexible risk management support and loss prevention engineering provided on a global basis

AIG Advantage

Insurance from the global experts: AIG can offer programs tailored to meet the specific needs of customers anywhere in the world, backed by our international network to provide local knowledge and logistical support whenever it’s needed.

  • Ability to support 100% of your property insurance needs
  • Highly specialised, worldwide risk-engineering capabilities to help identify and reduce exposure to loss
  • Outstanding worldwide catastrophe claims expertise that you can count on when disaster strikes
  • Unparalleled multinational proposition for businesses of all types and sizes