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Growing reports of violent attacks in certain regions have aroused worldwide concerns about this threat. While Hong Kong companies have not been direct targets, businesses should still consider the risk to their operations as a result of collateral damage from an event, and to their overseas operations which may be at risk.
With no control over the timing, severity and location of such events, a risk mitigation strategy of safeguarding against the risk by taking out appropriate insurance on the property and resulting lost income, could mean the difference between minimising losses and irreparable damage to the organisation.
Sectors that may possibly have a higher exposure to this type of event include:
Our Property Terrorism insurance against Acts of Terrorism was specifically designed to cover the following risks: