Trade Credit

Business protection from the impact of payment default by key customers



AIG has a wealth of experience and knowledge to serve your business. Read our Capability Guide to see how we can help you.

Learn more about the risks facing companies today and tomorrow in our KNOWLEDGE & INSIGHTS CENTRE.


AIG provides the security your company needs to trade internationally and domestically by insuring your accounts receivables against the risk of customer non-payment arising from insolvency, protracted default and political risks.

Why get Trade Credit Insurance?

By protecting against the risk of customer default, trade credit insurance is a key instrument in your company’s credit risk management. With trade credit insurance, your company is assured of the support on cash flow and liquidity at any time. Trade credit insurance enhances your company’s credit standing and facilitates more attractive financing terms. With reduced credit risk, your company can expand existing markets and establish new ones with greater confidence.

Why AIG?

Our experienced local underwriting teams and policy servicing capabilities are supported by our extensive network of operations serving customers in over 160 countries and jurisdictions. We provide tailored programs to serve our clients’ complex business and risk management needs. We have over 30 years of experience underwriting trade credit insurance with over $1 billion in claims paid over that time. Clients can apply for credit limits, review coverage, and access macroeconomic data via our Global Limits online policy management system, at any time and from anywhere.

Who is it for?

Trade Credit Insurance protects open account sales - export and domestic - against non-payment resulting from a customer's legal insolvency, protracted default or political risk.

What is covered?

Apart from protecting the insured's primary source of cash and the accounts receivable, our coverage can potentially enable the insured to expand sales in new markets and offer more competitive terms of sale.