Claims Center - Accident & Health Insurance 

 

 

 

*We are now a participant of HKFI Insurance Fraud Prevention Claims Database (IFPCD)

 Submit your claim online - the fastest way to get started

We understand you need help quickly. Follow the simple steps below to submit your Accident & Health Insurance Claim. Online submission usually gives you the shortest processing time. 

#"This guidance is for your reference only and does not vary the terms of the Policy or form part thereof. 

 

 

 

Submission Timeline:

 

If an incident occurs that may give rise to a claim under this Policy, you should submit your claim through our Online Claims Portal as soon as possible and upload all relevant supporting documents. If you are unsure whether the incident may result in a claim, you should nevertheless notify us through the Online Claims Portal as soon as practicable and, in all circumstances, no later than thirty (30) days after the occurrence.

Step1 - Prepare the required documents

The documents listed below are the general requirements. They are not exhaustive; we may request additional information if needed. Incomplete submissions may delay processing or result in the claim being declined. 

Please note that you are required to retain all physical copies of your original receipt(s). The Company reserves the rights to request for the origianl receipt(s) from you within 1 year from the date of submission for verification. 

Please select the type of claim so we can show you the general documents required:

Select the relevant benefit(s) on the online platform and complete all required sections.

Upload the following supporting documents, where applicable: 

  • Police report (if applicable)
  • Incident report issued by the company, employer, organizer, or occupier
  • Documentary evidence confirming that the Insured has suffered a permanent disability (for permanent disability claims)
  • Death Certificate stating the cause of death (for death claim)
  • Grant of Probate or Letters of Administration

 

Select the relevant benefit(s) on the online platform and complete all required sections.

Upload the following supporting documents, where applicable:

  • Medical receipts showing the DIAGNOSIS
  • Hospital bills and corresponding payment receipts including a detailed breakdown of charges (for inpatient medical expenses claims)
  • Hospital discharge summary or discharge slip (if applicable)
  • MRI, CT- scan,  X-ray, or other diagnostic / examination reports (where applicable)
  • If the medical expenses have been claimed under another insurer or organziation, please provide a copy of the corresponding claim statement or reimbursement summary

 

 

Select the relevant benefit(s) on the online platform and complete all required sections.  

Upload the following supporting documents, where applicable:

  • Attending Physician Statement (download the FORM here). This form must be completed by the attending physician and is applicable for treatment received at a private hospital.
  • Hospital bills and payment receipts, including a detailed breakdown of hospital expenses. 
  • Hospital discharge slip or discahrge summary (applicable to admissions at Hong Kong public hospitals)

Select the relevant benefit(s) on the online platform and complete all required sections. 


Upload the following supporting documents, where applicable:

  • Attending Physician Statement (download the FORM here). This form must be completed by the attending physician and is applicable for treatment received at a private hospital.
  • Relevant medical and examination report regarding the claimed critical illness. 

Step2 - Submit your claim

Please note that paper claim submissions are no longer accpeted, this online portal is now the designated channel for claim submission. For quicker processing and improved data protection, please submit all new claims through this portal. 

Step3 - Review & Settlement

Upon your claim submission, you will receive an acknowledgment email within 2 working days for your first claim submission.

At the same time, your claim will be processed. The length of time that it takes to settle a claim will depend on the nature of the exposure and its complexity. A straight-forward accidental medical expenses claim might be settled in a very short period of time. You can be assured that our claims adjuster will help you throughout the entire process.

Available Payment Method

Faster Payment System (FPS)*
Direct credit to Hong Kong Bank Account (HKD account only)

*Faster Payment System (FPS) is only applicable for claims payment amount under HKD10,000

Tips: Ways to submit supporting documents

Email to pa.claim.hk@aig.com
Upload link via Email

Frequently Asked Questions

You will receive an acknowledgement email within 2 working days. Our claims team will then review your submission and contact you if any further information is needed.

If you are unable to submit all the required supporting documents at the time of filing your claim, please submit your claim with the information and documents currently available. Our claims team will review your submission and may contact you to request any additional information or documentation required to assess your claim.

Please note that incomplete submissions may result in delays in the assessment and processing of your claim. In some circumstances, if the required supporting documents are not provided, we may be unable to complete the assessment of your claim or determine your entitlement to benefits.

Quoting your claim reference number, you can email the supporting documents to us via pa.claim.hk@aig.com or an upload link we provided you when we contact you for further information.  

In most cases, clear photocopies or scanned copies are accpetable for initial processing. We may request original documents later if required. 

Downloads

Remarks:

  • This note is for guidance only and does not form part of the Policy. AIG reserves the right to amend these requirements or request additional information to support each claim. 
  • HKFI Insurance Fraud Prevention Claims Database (IFPCD) details

Contact Us

Customer Services Hotline

3666 7090

Online Enquiry

Leave us a message

Interested in AIG products?