Claims Center - Domestic Helper/Worker Insurance

 

 

 

*We are now a participant of HKFI Insurance Fraud Prevention Claims Database (IFPCD)

Submit your claim online - the fastest way to get started

We understand you need help quickly. Follow the simple steps below to submit your Domestic Helper/Worker Insurance Claim. Online Submission usually gives you the shortest processing time. 

#This guideance is for your reference only and does not vary the terms of the Policy or form part thereof. 

Submission Timeline:

If an incident occurs that may give rise to a claim under this Policy, you should submit your claim through our Online Claims Portal as soon as possible and upload all relevant supporting documents. If you are unsure whether the incident may result in a claim, you should nevertheless notify us through the Online Claims Portal as soon as practicable and, in all circumstances, no later than thirty (30) days after the occurrence.

Step1 - Prepare the required documents 

The documents listed below are the general requirements. They are not exhaustive; we may request additional information if needed.  Incomplete claim submissions may delay processing or result in the claim being declined.

Please note that you are required to retain all physical copies of your original receipt(s). The Company reserves the rights to request for the origianl receipt(s) from you in the next 90 days for verification. 

Please select the type of claim so we can show you the general documents required:

Select the relevant benefit(s) on the online platform and complete all required sections.

Upload the following supporting documents, where applicable: 

  • Form 2/Form 2B
  • Sick leave certificate(s)
  • Medical expenses receipt(s), if any
  • Certificate of Assessment (Form 7) & Certificate of Compensation Assessment (Form 5), if any
  • Employment contract
  • Salary slips records for the past 6 months

1. Report to Labour Department:

If your domestic helper sustains an injury or dies as a result of an accident arising out of and in the course of his/her Employment, YOU as the Employer is obligated to report his/her case to Labour Department by completing and submitting TWO ORIGINAL:-

i)  Form 2B (For sick leave(s) not exceeding 3 days) OR
ii) Form 2 (For sick leave(s) exceeding 3 days / For incident resulting in death) within the respective time period below:
iii) Form2A (For occupational disease) within the respective time period below:

Work Injury / Occupational Disease Within 14 days from the date of accident
Death  Within 7 days from the date of accident

2. Other notes:

- NO admission, offer, promise, payment or indemnity shall be made or given by or on behalf of the Insured without AIG written consent

- You can contact the Labour Department, either in person, by telephone or on the web at www.labour.gov.hk

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable:

  •  Hospital/ medical bill(s) /receipt(s) &/ medical reports with DIAGNOSIS and the date of the injury/sickness commenced and certified by a registered medical practitioner

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable:

  • Payment receipt of the Hospitalization expenses with breakdown
  • Medical certificate from a registered practitioner certifying the number of days of hospitalization &/ Hospital Discharge summary

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable:

  • Medical report(s) and death certificate
  • Payment receipt for repatriation expenses 
  • Domestic Helper/Worker's passport page showing the identity of the Domestic Helper/Worker

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable: 

  • Copy of purchase receipts for the property(ies) lost or damaged
  • An estimate of repair costs. No repair or replacement is allowed without the consent from AIG Claims Department
  • Color photos of the damaged article(s).
  • Police report(s) (Only for loss caused by theft, burglary or robbery) 

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable:

  • Police report(s)
  • Copy of purchase receipts for the property(ies) lost or damaged 

Select the relevant benefit(s) on the online platform and complete all required sections. 

Upload the following supporting documents, where applicable:

  • Colour Photos of the accident scene (if any)
  • Details of the involved Third Party(ies) including:-
    i). Name of Third Party(ies) and details of damage/injury
    ii). Telephone Number
    iii). Address
  • Name and Telephone Number of witness(es) (if any) 

Step2 - Submit your claim

Please note that paper claim submissions are no longer accepted, this online portal is now the designated channel for claim submission. For quicker processing and improved data protection, please submit all new claims through this portal. 

 

Step 3: Review & Settlement

Upon your claim submission, you will receive an acknowledgement email within 2 working days for your first claim submission. 

At the same time, you claim will be processed. The length of time that it takes to settle a claim will depend on the nature of the exposure and its complexity. A straight-forward accidental medical expenses claim might be settled in a very short period of time. You can be assured that our claims adjuster will help you throughout the entire process.

 

If you have any enquires regarding the status of your submitted claim or claimed benefit, please feel free to contact our Customer Service Hotline on +852 3666 7033, Mondays to Fridays 9:00am to 5:30pm (except public holidays), or contact your insurance agent or broker.

Available Payment Methods

Faster Payment System (FPS)*
Direct credit to Hong Kong Bank Account (HKD account only)

*Faster Payment System (FPS) is only applicable for claims payment amount under HKD10,000

Tips: Ways to submit supporting documents

Email to claims.hk@aig.com
Upload link via Email

Other important notes after an accident / injury

  • Summons, police letter or any formulated claim or correspondence from third party, must be forwarded to AIG IMMEDIATELY for handling. DO NOT acknowledge or respond without consent from AIG. 
  • If you discovered a fraud or dishonest act committed by your domestic helper(s),  please report to the Police WITHIN 24 hours.
  • If you have any changes of employment of your domestic helper(s), you must notify us as soon as possible for policy endorsement

Frequently Asked Questions

Yes. The proposer (i.e. the applicant for the insurance) and the employer of the insured domestic helper/worker must be the same person. 

The benefit covers the financial losses arising from any proven dishonest act committed by the domestic helper as per the policy jacket. The employer should immediately report the act to the police and shall obtain compensation on conviction of the domestic helper from the court.

Yes. In most cases, clear photocopies or scanned copies are acceptable for initial claim processing. However, we may request the original documents for verification if required. Please retain all original receipts and supporting documents for at least ninety (90) days after submitting your claim. 

Downloads

Remarks:

  • This note is for your guidance only and does not vary the terms of the Policy or form part thereof. AIG reserves the right to amend these requirements or seek additional information to support each claim.
  • HKFI Insurance Fraud Prevention Claims Database (IFPCD) details

Contact Us

Customer Services Hotline

3666 7033

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