Annual Travel Insurence

Notice

Please be advised that the military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and AIG Travel’s ability to provide certain travel-related assistance services, for travel to, from or within the affected areas.

AIG Annual TravelWise Insurance

Going on an unforgettable trip off your bucket list, travelling for business or looking for a short getaway?

Get protected by AIG TravelWise Annual Plan for both big and small trips. Annual travel insurance covers your medical costs should you have an accident or suffer illness while on holiday overseas, along with any losses arising from your trip being cancelled or your journey being delayed, as well as all other risks related to your travelling experience.

We have a self-owned worldwide emergency service team, AIG Travel Assistance, which can respond to your needs in the event of an emergency.

Save your time from insurance comparison, get protected for 365 days while you are busy conquering the world.

24/7 self-owned emergency assistance
Comprehensive medical and personal accident cover
Journey interruption and cancellation
Overseas hospital cash
Family travel plan available

Flexible plans from HK$1,575 only*

  • Travel delay - 5 hours from stated departure or arrival
  • Baggage delay – up to HK$2000 maximum
  • Baggage and personal effects
  • Emergency medical expenses
  • Personal accident - accident while in a common carrier up to HK$1.2M maximum
  • Journey cancellation or interruption
  • Loss of income benefits
  • Compassionate visit

*The price is for reference only. You could get a quote here real time.
#The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

Plan Coverages

Core Benefits Annual Plan
Maximum Limit (HK$)
1a. Emergency Medical Expense and Assistance - Medical Expenses $1,000,000
1b. Emergency Medical Expenses and Assistance - Emergency Medical Evacuation Unlimited
1c. Emergency Medical Expenses and Assistance - Repatriation of Remains Unlimited              
1d. Emergency Medical Expenses and Assistance - Overseas Hospital Cash $5,000
1e. Emergency Medical Expenses and Assistance - Compassionate Visit $30,000
1f. Emergency Medical Expenses and Assistance - Child Guard $30,000
2a. Personal Accident - Accident while in a common carrier $1,200,000
2b. Personal Accident - Other accidents $600,000
3. Loss of Income Benefit $30,000
4a. Journey Cancellation $20,000
4b. Journey Interruption $20,000
5a. Personal Effects - Baggage & Personal Effects $10,000
5b. Personal Effects - Personal Money $2,500
5c. Personal Effects - Travel Documents $30,000
6a. Delay Coverage - Travel Delay $2,000
6b. Delay Coverage - Baggage Delay $800
7. Personal Liability $2,000,000
8. Credit Card Protection $20,000
9. Loss of Home Content $3,000

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

Plan Coverages

*The above information is for reference only. For the full benefit table, please refer to our TravelWise brochure or click Buy Now.

Core Benefits Annual Plan
Maximum Benefits (HKD)
1a. Emergency Medical Expense and Assistance - Medical Expenses $1,000,000
1b. Emergency Medical Expenses and Assistance - Emergency Medical Evacuation Unlimited

1c. Emergency Medical Expenses and Assistance - Repatriation of Remains

Unlimited

1d. Emergency Medical Expenses and Assistance - Overseas Hospital Cash

$5,000

1e. Emergency Medical Expenses and Assistance - Compassionate Visit

$30,000

1f. Emergency Medical Expenses and Assistance - Child Guard

$30,000

2a. Personal Accident - Accident while in a common carrier

$1,200,000

2b. Personal Accident - Other accidents

$600,000

3. Loss of Income Benefit

$30,000

4a. Journey Cancellation

$20,000

4b. Journey Interruption

$20,000

5a. Personal Effects - Baggage & Personal Effects $10,000

5b. Personal Effects - Personal Money

$2,500

5c. Personal Effects - Travel Documents

$30,000

6a. Delay Coverage - Travel Delay

$2,000

6b. Delay Coverage - Baggage Delay

$800

7. Personal Liability

$2,000,000

8. Credit Card Protection

$20,000

9. Loss of Home Content

$3,000

   

Single Trip vs Annual Trip

AIG’s annual travel insurance offers all-rounded coverage for frequent travellers for up to 1 year, covering emergency medical expenses as well as additional personal protection features.

Single Plan

  • Premium as low as HK$40
  • Provides protection for a single journey up to 182 days
  • Has no nationality restrictions
  • Insured traveller must depart from Hong Kong

vs

Annual Plan

  • Designed for frequent travellers
  • Covers an unlimited number of journeys throughout the year (up to 90 days for each journey)
  • Available for HK residents aged 17 to 70 only
  • Insured traveller must depart from Hong Kong

How to Buy?

1

  1. Provide information

Enter details about the trip.

2

  2. Select the preferred plan

Choose the Single or Annual plan.

3

  3. Fill out personal details

Provide personal information about the traveller.

4

  4. Payment and Confirmation

Pay online, and the system will successfully issue the policy.

AIG Customer Stories

AIG is dedicated to enhancing customers’ security and peace of mind with our insurance products protection.

Our annual travel insurance coverage is thoughtfully designed and backed by customer-first service and efficient compensation claims. Read some of our customer stores here...

Decompression sickness

Jason Tsang

AIG client for 5 years

#Bali #Diving #Sickness #Travel

A Family Visit

Ronald Tong

AIG client for 1 year

#Canada #Travel #Emergency

Rock climbing

Natalie Yuen

AIG client for 4 years

#rock #climbing #germany #injury

Lung infection

Alicia Ho

AIG client for 1 year

#Thailand #FamilyTrip #Illness #Travel

Business Trip

Edward Chu

AIG client for 2 years

#BusinessTrip #China

Road accident

Carol Lui

AIG client for 6 years

#Accident #China #Travel

Accidental Fall

Sally Leung

AIG client for 2 years

#HoChiMinh #Vietnam #Tour #Travel #Accident

Lifting luggage hurts!

Martha Chiu

AIG client for 4 years

#NYC #Airport #Luggage #Accident

High altitude!

Mark Li

AIG client for 3 years

#Yunnan #China #Travel

Why AIG?

AIG’s 24/7 Emergency Assistance Center focuses on the needs of AIG customers who travel overseas. Our 24-hour medical support team provides efficient and dedicated emergency support or medical advice around the world.

Our team of doctors and nurses is fluent in 40 different languages, and is always available to provide responsive, practical advice and assistance through our support hotline. 

FAQs

TravelWise annual plan covers all of your trips during the year while trip must commence from Hong Kong with maximum 90 consecutive days per journey.

Yes, TravelWise covers all amateur sporting activities.

Unfortunately, your medical expenses incurred after your return to Hong Kong are not covered. Under your TravelWise single plan, we only pay for medical expenses incurred as follow-up treatment in Hong Kong if you have consulted a Legally Registered Medical Practitioner overseas for the same sickness during the insured trip.

Anyone age 70 or below on the commencement date of the policy. A policy may be purchased by an individual or a family for travel overseas for purpose of leisure and/or business, provided the trip is commences from Hong Kong.

Note : We do not cover any travel to Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.

Please press “Buy Now” above or refer to our TravelWise brochure for premium levels for each plan.

Yes. Cover will automatically be extended up to a maximum of 10 calendar days without paying any additional premium, in the event the journey is being unavoidably delayed. (e.g: Travel Delay and missed departure sections due to fibular fracture, and insured person can provide medical documentation to prove that he/she is not medically fit to travel)

You can call our emergency service team 24/7 at (852) 3516-8699

Yes, but you must purchase your Travel Insurance for the whole period (including exchange & leisure travel).

You must take 1 Feb as the inception date/ departure date of your Travel Insurance, and the protection will commence after the insured person passed the Hong Kong Immigration Department counter.

If you are travelling to multiple destinations within the same trip, you can be covered under one policy. Please select the furthest region as listed under our area of coverage.

If the Security Bureau issued a “Red or Black Alert” within 7 days of your journey departure date or during your journey, AIG shall reimburse you in accordance with the following “Journey Cancellation”, “Journey Curtailment” or “Journey Re-arrangement” coverage.

Yes, we will reimburse you the additional road transport fares since earthquake is a natural disaster which has caused the delay or cancellation of your scheduled flight. Please ensure that you submit to us  the letter from airline to prove the flight delay/ cancellation.

In the event of loss, written notice of claim should be submitted to AIG Hong Kong within thirty (30) days after the occurrence , together with all relevant documents. 

You should fill in and sign the related claim form.

In order to help us to deal with your claims, you should provide all the supporting documents to substantiate your claim. Complete documentation will prevent any delay in your claim assessment as additional time may be required to obtain the requisite information

Upon receipt of sufficient documents, we will assess your claim accordingly. The result of your claim submission will be sent to you shortly

Complete and return the claims form with the supporting documents to:

AIG Insurance Hong Kong Limited
46/F, One Island East,
18 Westlands Road,
Island East,
Hong Kong

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