



Flexible plans, starting from $188 only
- Incomplete delivery or wrong item delivered
- Improperly functioning of delivered items due to physical damage
- Non-delivery of purchase after 30 days of the scheduled delivery
- Legal expenses of Identity Theft
- Loss of wages for time off from work due to identity theft
- Payment obligations for which customers are legally liable to creditors due to identity theft
- Cost associated with having to submit new applications due to identity theft
- Key Replacement
*For full wording in brochure - This is highlights only!. Please refer to the policy documents for detailed terms and conditions and exclusions.
Plan Benefits
Note:
* For Coverage 1: Only cover a maximum of five credit cards registered by the Insured Person at the time of application
* For Coverage 4 to 5: One claim per policy year
In the event of any discrepancy between the English and Chinese version, the English version shall prevail.
#For full wording in brochure - This is highlights only. Please refer to the policy documents for detailed terms and conditions and exclusions.
Coverage | Gold Plan | Platinum Plan |
---|---|---|
Maximum Limit Per Policy Year (HK$) | ||
E-Purchase Protection Reimburse you for non-delivery and/or incomplete delivery of Goods; |
$10,000 (Limit per event: $1,000 / Excess per event: $100 for each and every claim) | $30,000 (Limit per event: $6,000 / Excess per event: 10% of the Goods' purchase price or $300, whichever is higher for each and every claim) |
Identity Theft Coverage for 1) legal expenses 2) Lost Wages 3) payment obligations and 4) miscellaneous expenses (such as the cost of re-filing applications for credit accounts and/or banking accounts and notarization of documents relating to your identity theft) Limit per event: $10,000 (Gold Plan) / $25,000 (Platinum Plan) Lost wages limit: $3,000 (Gold Plan) / $7,500 (Platinum Plan) |
$20,000 | $50,000 |
Fraudulent charges |
$3,000 | $5,000 |
Wallet Guard * Loss or theft of wallet must be reported to the police Lost wallet limit : $1,000 (Gold Plan) / $2,000 (Platinum Plan) |
$2,500 | $5,000 |
Key Replacement We will pay for the costs of: Excess per event: 10% for each and every claim. |
$1,000 | $3,800 |
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