Smart Shoppers are cautious shoppers. They value and seek protection for items purchased online and want to ensure that damages and defects do not cause them financial distress. These customers seek protection for their payment cards on which they are heavily reliant for daily purchases. Due to card dependence, customers carry their cards in their wallets. Daily card exposure can make them vulnerable to fraudulent activity including fraudulent charges and theft of their identity. Additionally, they live a fast-paced lifestyle and cannot afford to be without access to their home and vehicles.
|Coverage||Gold Plan||Platinum Plan|
1. E-Purchase Protection
(a) Reimburse you for non-delivery and/or incomplete delivery of Goods
|$10,000 (Limit per event: $1,000 / Excess per event: $100 for each and every claim)||$30,000 (Limit per event: $6,000 / Excess per event: 10% of the Goods' purchase price or $300, whichever is higher for each and every claim)|
2. Identity Theft
Coverage for 1) legal expenses 2) Lost Wages 3) payment obligations and 4) miscellaneous expenses (such as the cost of re-filing applications for credit accounts and/or banking accounts and notarization of documents relating to your identity theft)
Limit per event: $10,000 (Gold Plan) / $25,000 (Platinum Plan)
Lost wages limit: $3,000 (Gold Plan) / $7,500 (Platinum Plan)l
4. Wallet Guard
* Loss or theft of wallet must be reported to the police
Lost wallet limit : $1,000 (Gold Plan) / $2,000 (Platinum Plan)
5. Key Replacement
We will pay for the costs of:
Excess per event: 10% for each and every claim.
Clients can get a quote , choose and purchase @guard insurance plan in real time with the best rates.
Select the preferred plan
Choose gold plan or platinum plan
Provide insured information
Enter details about applicant / insured person
Make payment using your preferred payment method.
Payment & Confirmation
Make your payment online, and the system will issue a confirmation when the policy is successfully issued.