Skip Navigation?
 

AIG Working Holiday Insurance Benefits

The Working Holiday Scheme is a bilateral arrangement agreement signed between the government of the Hong Kong Special Administrative Region and many other governments to allow young people from Hong Kong to work overseas.   AIG’s working holiday insurance provides comprehensive protection for young people participating in this program so they can experience their dreams without worrying about insurance coverage for overseas destinations, such as Australia. We provide emergency support and assistance should you fall ill or have an accident.

  • 24/7 Self-owned Emergency Assistance Service
  • Comprehensive Medical and Personal Accident
  • Full Year Overseas Coverage in Working Holiday Destinations
  • Coverage on Leisure Trip Outside the Working Holiday Destinations
  • Trip Curtailment Protection

Flexible plans, from US$238

  • 24/7 Tourism Emergency Support Travel Assistance Service
  • Emergency medical expenses and assistance
  • Trip Curtailment protection
  • Emergency evacuation (two-way)
  • Cover for personal belongings
  • Personal Liability
  • Travel Delay
  • Baggage Delay

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

 
 

CLICK TO COMPARE PLAN COVERAGE AND BENEFITS

Switch to
Maximum Benefits (HKD)

Plan Benefits

<>

*The above information is for reference only. Please refer to the policy documents for detailed terms and conditions and exclusions or click Buy Now

table1
  Benefits Basic Plan Premier Plan

1(a). Personal Accident - Accident while in a Common Carrier

m

l

1(b). Personal Accident - Other Accidents

m

l

2. Emergency Medical Evacuation and Repatriation of Remains

m

l

3. Overseas Hospital Income

m

l

4. Compassionate Visit

m

l

5. Compassionate Death Cash

m

l

6. Journey Curtailment

m

l

7. Baggage and Personal Effect

m

l

8. Travel Document

m

l

9. Personal Liability

m

l

10. Travel Delay

m

l

X

11. Baggage Delay

m

l

12. Kidnapping Benefit

m

l

X

13. Medical Expenses

m

l

X

Plan Benefits

<>
table1
  Benefits Basic Plan Premier Plan

1(a). Personal Accident - Accident while in a Common Carrier

m

l

$100,000 $100,000

1(a). Personal Accident - Other Accidents

m

l

$50,000 $50,000

2. Emergency Medical Evacuation and Repatriation of Remains

m

l

$100,000 $250,000

3. Overseas Hospital Income

m

l

$500 $500

4. Compassionate Visit

m

l

$3,000 $3,000

5. Compassionate Death Cash

m

l

$2,000 $2,000

6. Journey Curtailment

m

l

$3,000 $3,000

7. Baggage and Personal Effect

m

l

$2,500 $2,500

8. Travel Document

m

l

$1,000 $1,000

9. Personal Liability

m

l

$250,000 $250,000

10. Travel Delay

m

l

X $400

11. Baggage Delay

m

l

X $100

12. Kidnapping Benefit

m

l

X $10,000

13. Medical Expenses

m

l

X $100,000
<>
 
 
 

Compare basic plan & premier plan

AIG working holiday insurance gives you comprehensive protection for your overseas working holiday in countries. We cover your emergency medical expenses and provide a range of other personal protection features.

Basic and Premier plans cater for the needs of young people exploring the world through working holidays.

 

  • Basic plan
    Personal accident protection Emergency medical transportation and transportation costs Overseas hospital cash allowance Emergency medical evacuation
    View more >
  • VS
  • Premier plan
    In addition to the benefits offered by the Basic Plan, the Premier Plan also provides additional coverage for: Journey delay Baggage delay Kidnapping protection Medical expenses
    View more >
 
 

How To Buy

Receive a quote within minutes and purchase a working holiday insurance policy online in just 4 easy steps.

  • Get a quote
    1

    Provide trip information

    Enter details about your working holiday.

  • Get a quote
    2

    Select the preferred plan

    Choose Basic or Premier coverage.

  • Get a quote
    3

    Fill out personal details

    Enter personal information about the traveller.

  • Get a quote
    4

    Payment and confirmation

    Pay online, and the system will successfully issue the policy.

 
 

AIG Customers' Stories

AIG is dedicated to enhancing customers’ security and peace of mind with our insurance products protection.

Our insurances thoughtfully designed and backed by AIG’s customer-first service, and efficient online compensation processing. Read some of our customer stores here...

Skiing injury
Mrs. Lee
AIG client for 2 years
#travel #japan #skiing
Mrs. Lee
AIG client for 2 years

Prompt reply and quick follow-up actions, provided flexibility for the repatriation flight choice for me.

#travel #japan #skiing

Skiing injury

Mrs. Lee was on holiday in Japan when she had an accident while skiing. An x-ray revealed that she broke both of the bones in her lower left leg and surgery would be necessary. Preferring to have the procedure done back home in Hong Kong, her daughter called us for assistance. AIG Travel got in touch with her treating doctor to obtain her medical report. After getting confirmation that she was fit to travel and approving her cover, we quickly arranged for her to return home the next day on business class accompanied by a non-medical escort. We made her homebound journey more comfortable with prearranged door-to-door wheelchair and porter services at the airports and ground transfers at both ends. When she safely arrived back in Hong Kong, she was directly admitted to hospital for surgery.

X
< >
Road accident
Carol Lui
AIG client for 6 years
#Accident #China #Travel
Carol Lui
AIG client for 6 years

Your response was really speedy and you were always providing us support.

#Accident #China #Travel

Road accident

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Nam nibh. Nunc varius facilisis eros. Sed erat. In in velit quis arcu ornare laoreet. Curab tur adipiscing luctus massa. Integger ut purus ac augue commodo commodo. Nunc nec mi eu justo tempor consecteuer. Etiam Vitae nisl. In digndipisicing elit. Nam nibh. Nunc varius failisis ero.

X
< >
High altitude!
Mark Li
AIG client for 3 years
#Yunnan #China #Travel
Mark Li
AIG client for 3 years

There was a medical escort that accompanied me all the way home to Hong Kong. It really comforted me.

#Yunnan #China #Travel

High altitude!

Mark was on holiday in Yunnan, China when he started experiencing difficulties breathing and was sent to hospital. After a few days of treatment, his travel agent called us for assistance to get him home. AIG Travel quickly spoke to his treating doctor to get more information on his condition. We learned that he was suffering from high altitude sickness and had a lung infection. After obtaining his medical report, we approved his medical expenses. We also kept his sister and his travel agent back in Hong Kong updated on his condition and repatriation plans. Mark wished to go home after a few days in admission even though he had not recovered enough for air travel so we reviewed his condition with his doctor and determined that he was well enough for ground travel. After that, we arranged to get him home via high speed train accompanied by a medical escort throughout his journey. When he safely arrived back to Hong Kong, he was directly admitted to hospital for continued treatment.

X
< >
Jerry C.
KOL
Jerry.C x AIG Travel Insurance - 24/7 Worldwide Emergency Assistance Service
Jerry C.
KOL

Jerry.C x AIG Travel Insurance - 24/7 Worldwide Emergency Assistance Service

#travel

Jerry.C x AIG Travel Insurance - 24/7 Worldwide Emergency Assistance Service

Our TravelWise protection comes with AIG Travel, our worldwide emergency service which gives you 24/7 access to a dedicated team of multi-lingual staff of doctors, nurses, medical professionals and security personnel, who can respond to your needs in the event of an emergency.

X
< >
Study Tour
Julia C.
AIG client for 1 year
#study tour #accident #travel
Julia C.
AIG client for 1 year

"Thank you for being so quick and so efficient in helping us."

#study tour #accident #travel

Study Tour

A 13-year-old boy was on a study tour in New Zealand when he sustained an injury to his right leg during a soccer game. He was immediately sent to the hospital where an x-ray revealed a badly fractured shinbone that required emergency surgery. He underwent the procedure and remained in hospital for a few days to recover. His school teacher, Julia, reached out to us to seek assistance with his return travel arrangements. After obtaining the boy’s medical report, AIG Travel approved coverage for a seat upgrade to make his return journey more comfortable as he was still wearing a cast and using crutches to move around. Unfortunately the airline didn’t allow the seat upgrade as there was no escort to accompany him in business class. However they did agree to provide him with 2 additional economy class seats at no extra cost so that he could be seated near his teacher. We also arranged door-to-door wheelchair service to ease his mobility in the airports. We monitored their departure from Auckland and followed up on their safe arrival in Hong Kong.

X
< >
Fell down stairs
Helen Yeung
AIG client for 5 years
#norway #travel #accident #ankle
Helen Yeung
AIG client for 5 years

Thank you for your assistance rendered to us during our ordeal.

#norway #travel #accident #ankle

Fell down stairs

Helen was travelling in Norway with her family when she fell down some stairs. An x-ray revealed a badly fractured shin bone that would require surgery. Her husband reached out to us for advice as she preferred to return to Hong Kong for the procedure. AIG Travel contacted her treating doctor and we approved cover for her medical expenses after reviewing her medical reports, and then we provided the hospital with a guarantee of payment. We also kept updating Helen’s family on her recovery as they could not speak English and had difficulties communicating with the hospital. We also arranged for an accommodation extension and new return airline tickets for her family. We arranged for her to have a medical escort to take care of her during the return journey home. She safely arrived back in Hong Kong afterwards.

X
< >
Rock climbing
Natalie Yuen
AIG client for 4 years
#rock #climbing #germany #injury
Natalie Yuen
AIG client for 4 years

“I am satisfied with your service and your follow-up and response is prompt!”

#rock #climbing #germany #injury

Rock climbing

Natalie was on a rock climbing holiday in Germany when she fell and injured her lower back. An x-ray revealed that she had fractured her spine. She called us for assistance with her medical expenses and travel arrangements. AIG Travel got in touch with her treating doctor, and learned that she needed surgery very soon. Cover was approved after we reviewed her medical report so we provided the hospital with a guarantee of payment. She underwent the procedure two days later. We monitored her recovery progress the whole time by regularly getting updates from her treating doctor. We also constantly checked in on her as she was alone to make sure she was doing well. After confirming that she was fit to trave, we quickly issued her new return airline ticket on business class so that she would be comfortable on her return journey.

X
< >
A curtailed trip
Sabrina Wong
AIG client for 2 years
#osaka #japan #injury
Sabrina Wong
AIG client for 2 years

You did a very good job. Your service was really a comfort to me.

#osaka #japan #injury

A curtailed trip

Sabrina who was on a holiday in Osaka, Japan with her teenage daughter and mother-in-law slipped and fell from a staircase. She was diagnosed with a fracture in her right ankle. She had to wear an ankle cast and use crutches to get around. Requiring rest and unable to get around as planned, she decided to curtail her trip. After obtaining her medical report, we reviewed it and approved coverage for her medical expenses and additional cost of issuing new airline tickets for them as their original ones were non-changeable. We arranged for her to return on business class for better comfort and leg room while her family was on economy, seated close to her. Wheelchair service at the airports and ground transfers at both ends were also prearrange. The trio safely returned back to Hong Kong and was appreciative of our assistance and arrangements.

X
< >
 
 

Why AIG?

AIG’s 24/7 Emergency Support Center focuses on the needs of AIG customers who travel overseas. Our team is fluent in 4026 different languages, and is always available to provide responsive, practical advice and assistance through our support hotline.

Our efficient and dedicated 24-hour medical support team consists of professional doctors and nurses available to provide emergency support or medical advice around the world.

 
 

FAQs

Any legal Hong Kong resident aged between 18 to 31 and granted the working holiday visa or relevant document which is issued by any participating country under the Working Holiday Scheme (Please visit website at http://www.labour.gov.hk/eng/plan/whs.htm for the details of the participating countries)

Please press “Buy Now” above or refer to our brochure for premium charges

This policy effective date must be same as, or earlier than the Insured Person’s Departure Date from Hong Kong.

In the event of loss, written notice of claim should be submitted to AIG Hong Kong within thirty (30) days after the occurrence, together with all relevant documents. 

You should fill in and sign the related claim form.

In order to help us to deal with your claims, you should provide all the supporting documents to substantiate your claim. Complete documentation will prevent the delay in your claim assessment as additional time may be required to obtain the requisite information

Upon receipt of sufficient documents, we will assess your claim accordingly. The result of your claim submission will be sent to you shortly

Complete and return the claims form with the supporting documents to:

AIG Insurance Hong Kong Limited
46/F, One Island East,
18 Westlands Road,
Island East, Hong Kong

You can call our emergency service team 24/7 at (852) 3516-8699